New India Assurance Super Top-up Health Insurance

New India Assurance Health Insurance

New India Assurance Claim Settlement Ratio

New India Assurance Premium Calculator

Coverage range

5 Lakh - 22 Lakh

Premium starts from

1,800/ Yr

Age eligibility

91 days - 65 years

Claim settlement ratio

92.68%

What Is Special About Super Top-up Policy?

New India’s Top-up Mediclaim policy enables individuals to increase their coverage at affordable premiums. The plan has a threshold limit and if the cumulative claims exceed this limit, the benefits promised under the plan become payable. Besides paying hospitalization expenses, the plan also pays expenses incurred on organ transplant, cataract treatments, AYUSH treatments, etc

Features of New India Assurance Super Top-up Health Insurance Policy

Check the features and coverage of New India Assurance Super Top-up Health Insurance plan below:

Ambulance Charges

Up to Rs. 8000

Ayush Treatment

Ayush benefit up to Rs. 700000

Co-pay

No co-pay

Daily Cash Allowance

Rs 800 per day of hospitalization, for max 10 days

Free Health Check-up

Rs 8,000 for any one illness

Organ Donor Expenses

Covered up to Rs. 700000

Exclusions of New India Assurance Super Top-up Health Insurance Policy

New India Assurance Super Top-up plan does not cover the following:

Cover restoration

Day care procedures

Treatment at home

Maternity expenses

New born treatment

No claim bonus

Other Plans From New India Assurance

New India Assurance health insurance offers 1 health insurance plan. The premium of these plans starts from Rs. 2137/yr. The sum insured ranges from Rs. 2 Lakh - 15 Lakh. Details of the comprehensive coverage provided by the following 1 New India Assurance health insurance plan is listed below:

New India Assurance Floater Mediclaim Policy

Starting Premium- 2,137/Yr

Eligible Age

91 days - 65 years

Coverage

2 Lakh - 15 Lakh

Calculate Super Top-up Plan Premium

Use the New India Assurance health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

New India Assurance Claim Settlement Ratio

92.68%

New India Assurance

94.21%

Industry Average

Health claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. New India Assurance has a claim settlement ratio of 92.68%, as compared to the industry average of 94.21%.

Know More About New India Assurance Claim Settlement

New India Assurance Claim Process

New India Assurance supports both cashless claims and reimbursement claims. This section covers the information on how to check New India Assurance health insurance claim status, fill New India Assurance health insurance claim form, and the claim settlement process.

Claim cashless hospitalisation, you would have to be treated at a networked hospital. The list of networked hospitals can be found online on the company’s website. The hospital should be approved by the company’s TPA for you to avail of cashless benefits. If the hospital is not approved, claims would be settled on a reimbursement basis only

You should inform the company’s TPA (Third Party Administrator) whenever you face any claim. The information should be given at least 48 hours before a planned hospitalisation or within 24 hours of an emergency one
After you are discharged from the hospital, submit the relevant documents to the TPA for reimbursement of the expenses that you had incurred on treatments
The documents should be submitted within 7 days of discharge. For claiming post hospitalisation expenses, the documents should be submitted within seven days of completion of the post hospitalisation treatments
You would also have to authorize the TPA to obtain any and all medical records from the hospital if required

New India Assurance Health Insurance Renewal Process

Renewal Process of New India Assurance Health Policy
It is essential to renew your health insurance policy from New India Assurance to continue enjoying the coverage offered to avoid policy lapse. Insurers offer either an online method or an offline process to renew your plan as per your convenience. Let’s look at both the methods provided by New India Assurance Company:

New India Assurance Health Insurance Online Renewal Process
To continue enjoying your coverage of New India health insurance policy, you need to renew the health plan. Below are the steps you need to follow in order to renew:

Step 1: Begin by visiting the official website of New India Assurance

Step 2: Go to the 'Quick Help' section. Within the 'Quick Help' section, select 'Quick Renewal' from the options provided

Step 3: Provide your Customer ID and either the Renewed Quote No. (received via SMS) or your Old Policy Number

Step 4: Review your policy details to ensure accuracy and save your quote for reference

Step 5: Proceed to make the payment for your health insurance policy renewal. You can use a debit card, credit card, or utilize net banking for this purpose

Step 6: Following successful payment, you will receive a confirmation email confirming the renewal of your health insurance policy

New India Assurance Health Insurance Offline Renewal Process

If you are someone who is not very comfortable with the online process then they can also renew the health insurance plan by New India assurance by calling on their toll-free customer care number 1800-209-1415 and request for policy renewal by sharing all the details

A policyholder also has an option to get the New India Assurance Policy renewed by reaching out to a Turtlemint Insurance advisor who can help with the easy renewal process