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OUR PARTNERS

WHAT IS CAR INSURANCE?

Comprehensive car insurance policy is your protection against losses to your car in accidental and non-accidental situations as mentioned below. Of these, third party liability cover which protects against loss to other’s property due to involvement of your car, is mandatory by law.

Reasons to buy car insurance Reasons to buy car insurance

WHAT DECIDES YOUR PREMIUM?

IDV is the value of your car. It decreases every year as your car gets older, and so does your premium. In case of total loss of your car, this is what the insurer will pay you.

ZERO DEPRECIATION COVER.

Zero Depreciation
With regular cover you pay 50% cost of plastic parts, 30% cost of fibre parts and depreciated amount of metal parts (depreciate by 5% every year) at the time of claim. If you don’t want to pay anything at time of claim, get zero depreciation cover which gets you the full replacement cost of car parts from your insurer.

USEFUL CAR INSURANCE ADD-ONS

Engine protect cover

Engine protect cover

Engines are prone to damage by water ingression and internal leakage. Engine repair/replacement cost is very high and is not covered by a regular policy. Engine protect add-on covers that expense and comes real cheap.

NCB protect

NCB protect

The No claim bonus protect add-on lets you make one claim in a year without losing your NCB discount. This is a handy add-on if you've earned a high discount over the years.

Road side assistance

Road side assistance

Road side assistance is a low cost cover that bails you out in situation of car breakdown with prompt aid and hassle free servicing.

TIPS TO REDUCE YOUR CAR INSURANCE PREMIUM

01

Employ safety features like ARAI approved anti-theft device, etc.

02

Don't make small claims & lose your NCB discount next year

03

See if you qualify for profession, age & AAI membership discounts. Buy online to save more.

04

Choose higher deductible. (Note: this increases your expense on each claim)

Insurance matters

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