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Aditya Birla Health Insurance Plans Overview

Aditya Birla health insurance offers 2 health insurance plans. The premium of these plans starts from Rs. 7149/yr. The sum insured ranges from Rs. 2 Lakh - 2 Cr. Details of the comprehensive coverage provided by the following 2 Aditya Birla health insurance plans are listed below:

PROTECTING your health and finances with an affordable new-age plan.Double your Sum Insured in 2 years with Super No Claim Bonus Modern Treatment methods covered Get 150% Reload of Sum Insured Earn up to 30% of your premium as HealthReturns TM

  • HealthReturnsTM
  • Health Coach
  • Accidental Hospitalisation Booster
  • Cancer Hospitalisation Booster
  • Super NCB

Eligible Age

91 days onwards


2 Lakh - 2 Cr

Aditya Birla Platinum – Enhanced Policy

Starting Premium- 8,215/Yr

With unique benefits such as 100% Health Returns, cover for Modern treatments methods and chronic management program, the Activ Health Platinum- Enhanced Plan is one of a kind.

  • Coaching on nutrition, fitness and dental consultation
  • Health Assessment measures MER including BP, BMI, HWR and smoking status, Blood Sugar and Total Cholesterol. Charges for the same shall be borne by Aditya Birla once in a policy year
  • Expert Health Coach,Mental wellness counselling, homeopathy teleconsultation,Premium Waiver

Eligible Age

91 days onwards


2 Lakh - 2 Cr

Aditya Birla Premium Calculator

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Assuming all documentation is in order, Aditya Birla Health Insurance typically settles claims within 30 days from the submission date of all "required" documents.

Aditya Birla Company retains the exclusive right to alter, include, or limit any network hospital for cashless services offered under the policy at its discretion. Prior to utilizing the cashless service, the policyholder/insured person should verify the current list of applicable network hospitals on their website.

Regrettably, they are not obligated to process any claims that arise within the grace period.

HealthReturns™ is a rewarding feature applicable to Aditya Birla Activ Health, Activ Assure, and Activ Care Plans. It incentivizes your healthy lifestyle choices by offering monetary rewards that you can accumulate over time and use according to your needs.

By earning 13 Active Dayz™ plus a Green Healthy Heart Score, you can receive up to 30% of your premium back. The principle is straightforward – the healthier your habits, the greater the rewards.
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