Easily Organize, Claim and Renew Insurance!

Find Advisor

Aditya Birla Health Insurance Plans Overview

Aditya Birla health insurance offers 12 health insurance plans. The premium of these plans starts from Rs. 212/yr. The sum insured ranges from Rs. 500 - 20 Cr. Details of the comprehensive coverage provided by the following 12 Aditya Birla health insurance plans are listed below:

Aarogya Sanjeevani Plan

Starting Premium- ₹ 5,117/yr

This is a standardized health insurance plan which has been launched as per the directive issued by the IRDA.The plan provides basic health insurance coverage at affordable premium rates.

The features of the plan are as follows

  1. Coverage for cataract treatments is available for up to 25% of the sum insured
  2. Coverage for alternative AYUSH treatments is also allowed by the policy
  3. If you do not make a claim in a policy year, you get a cumulative bonus wherein the sum insured increases by 5% after each claim-free year subject to a maximum increase of 50%

Eligible Age

91 days - 65 years

PED Waiting Period

4 years

Coverage

1 Lakh - 5 Lakh

NCB

5% increase in cover

Activ Assure Diamond Health Insurance

Starting Premium- ₹ 7,149/yr

Aditya Birla Activ Assure Diamond Plan offered by Aditya Birla Health Insurance Company is a comprehensive insurance policy that offers various amazing benefits and features. Along with protecting your finances, it also helps you manage your health proactively with a variety of services like a health coach which gives you personalised coaching by a medical expert. There are many such features, services and additional riders that make this policy a complete package.

USP of Aditya Birla Activ Assure Diamond plan

  1. The policy offers coverage for 586-daycare procedures
  2. The policy offers 150% reload of the sum insured for subsequent claims due to an unrelated illness
  3. No claim bonus of 10% of the sum insured for every claim-free year
  4. The policy provides coverage for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathic (AYUSH) in-patient hospitalisation treatment
  5. Wide range of extensive optional coverages such as Super NCB (no claim bonus), any room upgrade and unlimited reload of the sum insured
  6. International and domestic emergency assistance services including air ambulance
  7. The policy offers you to earn HealthReturns worth up to 30% of your premium by earning Activ dayz and staying healthy. Activ dayz can be earned through a plethora of exercising options such as walking, yoga, running and many more
  8. Booster coverage at an additional amount of premium with an additional sum insured for cancer and accidental hospitalisation
  9. Flexibility to choose the policy term – 1/2/3 years
  10. Family and long-tenure discounts on policies ranging from 5% to 10%

Eligible Age

91 days onwards

PED Waiting Period

4 years

Coverage

2 Lakh - 2 Cr

NCB

10% increase in cover;max upto 50%

Activ Health Platinum Enhanced

Starting Premium- ₹ 7,937/yr

Aditya Birla Activ Health Enhanced plan offered by Aditya Birla Health Insurance Company provides enhanced coverage as the name suggests.There are various unique and advanced features offered by the policy that makes insured to have enhanced and comprehensive health coverage.The policy not just gives you financial security but also helps you live a healthier life. It is one of a kind health insurance product loaded with many unique benefits.

USP of Aditya Birla Activ Health Enhanced plan

  1. The policy covers certain chronic illnesses like hypertension, diabetes, high cholesterol and asthma from day one
  2. Policy rewards you to stay healthy and fit in the form of HealthReturns
  3. The policy offers you the flexibility to choose the hospital room category
  4. Worldwide emergency assistance services to keep you safe when you are travelling
  5. Reload of the sum insured for an unrelated illness in case of insufficient funds due to already made claims
  6. Policy charges premium based on the zone
  7. You can earn up to 30% of your annual policy premium as HealthReturns
  8. Cumulative bonus of 20% on each claim-free year
  9. Unique benefits to promote living healthier life such as chronic management program,HealthReturns and wellness coach
  10. Flexibility to choose the policy term – 1/2/3 years

Eligible Age

91 days onwards

PED Waiting Period

4 years

Coverage

2 Lakh - 2 Cr

NCB

50% increase in cover;max upto 100% for 1cr only

Aditya Birla Top-up Plans

Aditya Birla health insurance provides 1 top-up plan. The premium of these top-up plans start from Rs. 1,338/yr. The sum insured ranges from Rs. 3 Lakh - 95 Lakh. Aditya Birla top-up plans provide enhanced coverage and added protection for your well-being. Explore the details of each Aditya Birla top-up insurance policy below:

Aditya Birla Super Health Plus Top-up Plan A And Plan B Super Top-up

Starting Premium- ₹ 1,338/yr

This is a super top-up insurance plan which helps you in increasing existing health insurance coverage at affordable premiums

The salient features of the policy include the following

  1. Under Plan B, after the policy is continuously renewed for 5 years, the policy can be converted to a nil deductible plan wherein the policy would allow full coverage without any deductible
  2. 586-daycare treatments are covered by the policy
  3. Home treatment expenses are covered under Plan B
  4. The plan also allows domestic and international emergency assistance services to its customers
  5. You can earn Health Returns and wellness rewards for maintaining a healthy lifestyle

Eligible Age

91 days - 65 years

PED Waiting Period

3 years

Coverage

3 Lakh - 95 Lakh

NCB

NA

Aditya Birla Premium Calculator

Use the Aditya Birla health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

FAQs

Assuming all documentation is in order, Aditya Birla Health Insurance typically settles claims within 30 days from the submission date of all "required" documents.

Aditya Birla Company retains the exclusive right to alter, include, or limit any network hospital for cashless services offered under the policy at its discretion. Prior to utilizing the cashless service, the policyholder/insured person should verify the current list of applicable network hospitals on their website.

Regrettably, they are not obligated to process any claims that arise within the grace period.

HealthReturns™ is a rewarding feature applicable to Aditya Birla Activ Health, Activ Assure, and Activ Care Plans. It incentivizes your healthy lifestyle choices by offering monetary rewards that you can accumulate over time and use according to your needs.

By earning 13 Active Dayz™ plus a Green Healthy Heart Score, you can receive up to 30% of your premium back. The principle is straightforward – the healthier your habits, the greater the rewards.
Book A Free Consultation

Feeling Unsure About Insurance Plans?

Our experts can help you make informed decisions

  • IRDAI certified expert advice
  • Free advice
  • Claim support

No charges. No spam!

Health Insurance Companies Similar To Aditya Birla