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Care Health Insurance Plans Overview

Care health insurance offers 6 health insurance plans. The premium of these plans starts from Rs. 6570/yr. The sum insured ranges from Rs. 1 Lakh - 75 Lakh. Details of the comprehensive coverage provided by the following 6 Care health insurance plans are listed below:

Care Care Policy

Starting Premium- NA

Care Health Insurance's Care is a comprehensive health insurance plan with wide range of Sum assured levels. The plan has some unique coverage features like auto restoration of Sum Assured, alternative treatments (AYUSH) benefit, free health check-up for all insured members, etc. The plan also has a host of optional coverage features like unlimited recharge benefit and no claim bonus booster.

  • No disease wise sub-limit and Single Private Room allowed (for SI 5 lakhs and above)
  • Covers non-allopathic treatments like Ayurveda, Homeopathy, Unani & Sidha up to a specified limit & varies with plan chosen
  • Comes with an In-built maternity cover of up to INR 1 Lakh available with sum insured options of INR 50, 60 & 75 Lakhs with low waiting period of 2 years
  • Automatic recharge of Sum Insured if claim amount exhausts your coverage (this feature can be availed unlimited times by availing 'Unlimited Automatic Recharge (Optional Cover))'
  • Covers more than 540 day care treatments
  • No upper-limit entry age for any of our plans
  • Up to 150% increase in Sum Insured with No Claim Bonus and No Claim Bonus Super(Optional Cover) in 5 consecutive claim free years

Eligible Age

91 days onwards


5 Lakh - 75 Lakh

Care Enhance Policy

Starting Premium- 6,570/Yr

Care Health Insurance's Enhance is a Super Top-up health plan. The main aim of the plan is to provide a supplemental Sum Assured coverage at very low premiums thus enhancing the coverage level of individuals. Thus, the plan allows a high level of Sum Assured along with other inbuilt benefits

Eligible Age

18 years onwards


1 Lakh - 55 Lakh

Care Freedom Policy

Starting Premium- NA

Care Freedom is a specialized Health Insurance plan for diabetes, high BP and high BMI patients. Presenting the freedom to get Health Insurance Coverage without worrying about your current health status. This plan of Care Freedom offers you the liberty to lead the life of your choice and stay worry-free, always.

  • 1. Companion Benefit: Insurer will pay lumpsum amount in a policy year if insured member is admitted to a hospital for more than 10 days
  • 2. Dialyisis cover: In-built cover providing dialysis expenses of upto Rs 1,000 per sitting for 24 consecutive months

Eligible Age

90 days onwards


3 Lakh - 10 Lakh

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You can reach out to the customer support team through phone or email to get the details. One can also place a request for a callback on the company’s website

Alternatively, one can click on the “Helpdesk” icon on the home page of the company’s website and then go to “Branch Locator”

The updated list of network or empanelled hospitals is available on the company’s website. One can also call us on the Toll-free number 1800-102-4488 or email at customerfirst@religarehealthinsurance.com to get more details.

Yes. The premium paid for the health insurance policies qualifies for a tax deduction as per Section 80D. One can claim a tax deduction of up to INR 25,000 (or INR 50,000 in case of senior citizens) for a premium paid for self, spouse and children. If the premium is being paid for parents an additional deduction of INR 25,000 (or INR 50,000 if parents are 60 years or above) can be claimed.

No. There is no such limit. However, the total claim amount (from all the claims) should not exceed the sum insured.
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