Easily Organize, Claim and Renew Insurance!

Find Advisor

Bajaj Allianz Health Insurance Plans Overview

Bajaj Allianz health insurance offers 2 health insurance plans. The premium of these plans starts from Rs. 1687/yr. The sum insured ranges from Rs. 50,000 - 1 Cr. Details of the comprehensive coverage provided by the following 2 Bajaj Allianz health insurance plans are listed below:

Bajaj Allianz Family Health Care Policy

Starting Premium- 1,687/Yr

Eligible Age

91 days - 65 years

Coverage

50,000 - 10 Lakh

Bajaj Allianz Health Guard Policy

Starting Premium- 3,550/Yr

Bajaj Allianz's Health Guard is designed to suit all your health care needs. It takes care of the medical treatment expenses incurred during hospitalization resulting from serious illness or accident. This cover has comprehensive benefits with affordable price suitable to your needs

  • Convalescence Benefit of 5,000/- for Sum Insured up to Rs. 5 lacs and 7,500/- for Sum Insured 7.5 lacs and above per policy year

Eligible Age

91 days - 65 years

Coverage

2 Lakh - 1 Cr

Bajaj Allianz Premium Calculator

Use the Bajaj Allianz health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

FAQs

Premium payment for Bajaj Allianz Health Insurance plans can be done online as well as through offline mode. Following are the ways to make an online payment

  • Net banking
  • Credit card
  • Debit card

However, payment can also be done offline through the below ways

  • Company branch
  • Electronic Clearing System (ECS)
  • Drop boxes
  • Cash/ cheque collection centres

Health insurance plans not only give comprehensive protection but also benefit you by saving a few amounts of tax. You can avail tax deduction on premiums paid towards health insurance plans taken for self, spouse, children and parents. Here are the details

Description The maximum premium for self, spouse and dependent children Maximum premium for parents (dependent/non-dependent) Total deductions available under Section 80D of the IT Act
All members of the family < 60 years of age INR. 25,000 INR. 25,000 INR. 50,000
Self, spouse and children < 60 years ageEither of the parents > 60 years age

INR. 25,000

INR. 50,000 INR. 75,000
Self > 60 years ageSpouse and children < 60 years of ageParents > 60 years age INR. 50,000 INR. 50,000 INR. 1,00,000

Following are the illnesses covered under the plan

  • Kidney Failure
  • Major organ transplant
  • Cancer
  • First heart attack (myocardial infarction)
  • Coronary artery bypass surgery
  • Primary pulmonary arterial hypertension
  • Stroke
  • Permanent paralysis of limbs
  • Aorta graft surgery
  • Multiple sclerosis with persisting symptoms

Cumulative bonus is nothing but the no claim bonus which is given as a reward for not placing any claim during each policy year. This bonus can be accumulated for years. Cumulative bonus helps in lowering the premium amount

Free-look period is the first 10 to 30 days of time after taking the health insurance policy that allows the policyholder to decide whether to continue with the policy or not. If you as an insured are not satisfied with the terms and conditions of the policy, you can cancel the policy during this period by stating the reason for cancellation.
Book A Free Consultation

Feeling Unsure About Insurance Plans?

Our experts can help you make informed decisions

  • IRDAI certified expert advice
  • Free consultation
  • Claim support

No charges. No spam!

Health Insurance Companies Similar To Bajaj Allianz