ICICI Prudential Life Insurance: Compare Plans, Benefits, Coverages

ICICI Prudential Life Insurance Company Limited is a joint venture between two reputed companies – ICICI Bank Limited and Prudential Corporation Holdings Limited. While ICICI Bank is a leading Indian private bank, Prudential is a leading financial services company. ICICI Prudential Life started its operations in the year 2001 and has been one of the most reputed life insurance companies in India. As on the financial year ending 31st March 2019, the company’s Assets Under Management (AUM) stood at INR 1604.10 billion. The company also has a lot of awards in its kitty with the latest being the Gold Award for Life Insurance Provider of the Year presented by Outlook Money Awards 2018.

Advantages of ICICI Prudential Life Insurance

ICICI Prudential Life Insurance Company offers its customers distinct advantages which are as follows:

The company offers a wide range of products to suit every financial need
The company has a high claim settlement ratio which increases the probability of customers’ claims being settled
The company is backed by reputed promoters, both national and international
The company has more than INR 1 trillion worth of assets under management

List of Plans

ICICI Prudential Life offers a range of life insurance solutions to meet the different needs of individuals. With the range of plans offered by the company, an individual can fulfil his insurance needs from one platform itself. Here is a list of insurance plans offered by ICICI Prudential Life –

Term Insurance Plans offered by ICICI Prudential Life Insurance:
Term insurance plans are pure protection plans which promise a death benefit in case of death of the life insured. These plans have very low premiums which allow individuals to opt for higher coverage levels. A high coverage level allows individuals to create financial security for their families in their absence. ICICI Prudential Life offers the following types of term insurance plans –
- ICICI Pru iProtect Smart Plan
- ICICI Pru iCare II Plan
- ICICI Pru Life Raksha Plan

Features of term insurance plans of ICICI Prudential Life Insurance:

Plan Name	ICICI Pru iProtect Smart Plan
Sum Assured	Minimum sum assured would depend on the minimum premium. There is no limit on the maximum sum assured.
Policy Tenure	5 years to (99-entry age)
Entry Age	18-65 years
Premium	Single, limited or regular premiums. Minimum premium is INR 2400 per annum
Salient Features	There are four coverage options under the plan. Each option has inbuilt rider benefits Coverage can be taken for up to 99 years of age Four pay-out options for payment of death benefit Choice of increasing the coverage level on marriage or childbirth

Plan Name	ICICI Pru iCare II Plan
Sum Assured	Minimum – INR 85,875 Maximum – no limit
Policy Tenure	5-67 years
Entry Age	18-65 years
Premium	Single or regular premiums. Minimum premium is INR 2400 per annum
Salient Features	Two coverage options to choose from Inbuilt accidental benefit rider in coverage option II

Plan Name	ICICI Pru Life Raksha Plan
Sum Assured	Minimum – INR 50,000 Maximum – INR 5 lakhs
Policy Tenure	5 years
Entry Age	18-60 years
Premium	Regular premium. Premium depends on the sum assured chosen
Salient Features	Affordable term insurance plan Assured death benefit

Unit Linked Insurance Plans (ULIPs) offered by ICICI Prudential Life Insurance:
ULIPs are market-linked, savings oriented life insurance plans which provide a combination of market-linked returns and insurance coverage. The premiums paid are invested in the market in a fund chosen by the policyholder. The plan also allows various flexible benefits like switching, partial withdrawals, top-ups, etc. Policyholders can, therefore, invest in market-linked investments for attractive returns and also enjoy insurance coverage through ULIPs.
The ULIPs offered by ICICI Prudential Life include the following –
- ICICI Pru Signature Plan
- ICICI Pru 1 Wealth Plan
- ICICI Pru Lifetime Classic Plan
- ICICI Pru Elite Super Life Plan
- ICICI Pru Elite Super Wealth Plan
- ICICI Pru Guaranteed Wealth Protector Plan
- ICICI Pru Smart Life Plan
- ICICI Pru Smart Kid Plan
- ICICI Pru Smart Couple Plan

Features of unit-linked plans of ICICI Prudential Life Insurance:

Plan Name	ICICI Pru Signature Plan
Sum Assured	1.25 times to 10 times the annual premium paid
Policy Tenure	10-30 years. Coverage can be extended to whole life
Entry Age	0-70 years
Premium	Single, limited or regular premiums. Minimum premium is INR 2 lakhs per annum. No limit on maximum premium.
Salient Features	Coverage can be availed till 99 years of age Three plan options to choose from Premium allocation charges are refunded back after 10 policy years and every 5 years thereafter Guaranteed additions as a percentage of the annual premium Wealth boosters enhance the fund value Four readymade investment strategies to choose from

Plan Name	ICICI Pru 1 Wealth Plan
Sum Assured	1.10 to 10 times the single premium paid
Policy Tenure	5 years and 10 years
Entry Age	8-60 years
Premium	Single premium. Minimum premium is INR 50,000 and there is no limit on maximum premium.
Salient Features	Single premium unit linked plan 7 investment funds to choose from Wealth boosters help in increasing the fund value

Plan Name	ICICI Pru Lifetime Classic Plan
Sum Assured	1.25 times to 30 times the annual premium
Policy Tenure	For limited and regular premium payment – 10,15,20,25 years For single premium – 5-30 years
Entry Age	0-75 years
Premium	Single, limited or regular premium. Minimum premium is INR 50,000 for single pay and INR 30,000 for regular pay.
Salient Features	4 portfolio strategies to choose from Loyalty additions are added to the fund value from the 6th policy year Wealth boosters are added every five years starting from the 10th policy year

Plan Name	ICICI Pru Elite Life Super Plan
Sum Assured	1.25 times to 40 times the annual premium
Policy Tenure	For limited and regular premium payment – 10 years or 15-30 years For single premium – 5-30 years.
Entry Age	0-75 years
Premium	Single, limited or regular premium. Minimum premium is INR 2 lakhs.
Salient Features	Loyalty additions and wealth boosters increase the fund value Unlimited free switching between funds Readymade investment portfolio strategies Optional accidental benefit rider

Plan Name	ICICI Pru Elite Wealth Super Plan
Sum Assured	1.25 times to 40 times the annual premium
Policy Tenure	For limited and regular premium payment – 10 -30 years For single premium – 5-30 years.
Entry Age	0-75 years
Premium	Single, limited or regular premium. Minimum premium is INR 6 lakhs.
Salient Features	Three investment strategies for investing premiums Loyalty additions from the 6th policy year Wealth boosters from the 10th policy year and every 5 year thereafter

Plan Name	ICICI Pru Guaranteed Wealth Protector Plan
Sum Assured	1.25 times to 10 times the annual premium
Policy Tenure	10 years
Entry Age	8-70 years
Premium	Single or regular premium.
Salient Features	Guaranteed loyalty additions and wealth boosters add to the fund value Investment is done in four funds in a fixed percentage. As maturity approaches, equity exposure is reduced to protect returns generated

Plan Name	ICICI Pru Smart Life Plan
Sum Assured	1.25 times to 30 times the annual premium paid
Policy Tenure	10-25 years
Entry Age	20-54 years
Premium	Single, limited or regular premiums. Minimum premium: Single pay – INR 48,000 Limited pay – INR 45,000 Regular pay – INR 45,000
Salient Features	Two investment strategies to suit every investor Lump sum benefit is paid on death. Future premiums are waived off and the plan continues. On maturity, the fund value is paid Additional returns through loyalty additions and wealth boosters

Plan Name	ICICI Pru Smart Kid Plan
Sum Assured	1.25 times to 10 times the annual premium paid
Policy Tenure	10-25 years
Entry Age	20-54 years
Premium	Single, limited or regular premiums. Minimum premium: Single pay – INR 48,000 Limited pay – INR 45,000 Regular pay – INR 45,000
Salient Features	A child oriented unit linked plan Inbuilt Smart Benefit which waives the premiums on death of the insured. The premiums are paid by the company and the plan continues till maturity Immediate payment of death benefit to meet the family’s financial requirements 11 investment funds to choose from

Plan Name	ICICI Pru Smart Couple Plan
Sum Assured	1.25 times to 30 times the annual premium paid
Policy Tenure	10-25 years
Entry Age	20-54 years
Premium	Single, limited or regular premiums. Minimum premium: Single pay – INR 48,000 Limited pay – INR 45,000 Regular pay – INR 45,000
Salient Features	A choice of 11 investment funds Immediate payment of death benefit on the death of the insured Inbuilt Smart Benefit waives the premiums but the plan continues

Health insurance offered by ICICI Prudential Life Insurance:
Health insurance plans are those which take cover critical illnesses or diseases and give the insured financial assistance in case of a medical contingency. These plans, therefore, allow individuals to meet the rising cost of medicine and avail the best treatments for their illnesses. ICICI Prudential Life offers the following two types of health insurance plans –
- ICICI Pru Heart/Cancer Protect
- ICICI Prudential Smart Health

Features of Health Insurance Plans of ICICI Prudential Life Insurance:

Plan Name	ICICI Pru Heart/Cancer Protect Plan
Sum Assured	Minimum – INR 2 lakhs Maximum: Cancer cover – INR 50 lakhs Heart cover – INR 25 lakhs
Policy Tenure	5 -40 years
Entry Age	18-65 years
Premium	Single or regular premiums. Premium would depend on the sum insured selected
Salient Features	A single plan which can be taken to cover against heart related illnesses, cancer or both Lump sum claim payment depending on severity of the illness irrespective of actual medical costs The sum insured can be increased every year by choosing the Increasing Cover Benefit Daily hospital cash allowance of INR 5000 per day of hospitalisation 1% of the sum insured would be paid monthly for 5 years in case of major illnesses

Plan Name	ICICI Pru Smart Health Cover Plan
Sum Assured	Up to INR 25 lakhs
Policy Tenure	10-30 years
Entry Age	18-50 years
Premium	Regular premiums. The amount depends on the sum insured selected.
Salient Features	A critical illness plan covering 34 major illnesses and treatments Lower premium rates for women Sum insured paid in case of diagnosis of a covered illness or on death of the insured Premium is waived off if the insured is disabled

Traditional savings /money back plans offered by ICICI Prudential Life Insurance:
Traditional life insurance plans are those which allow you to create guaranteed savings along with life insurance coverage. There are endowment plans and money back plans under traditional saving plans. Both these plans cover premature death and a benefit is also paid if the insured survives till maturity. In case of money back plans, however, the sum assured is paid in instalments during the policy tenure providing liquidity to the policyholder.
The types of savings/money-back plans offered by ICICI Prudential Life include the following –
- ICICI Pru Cash Advantage Plan
- ICICI Pru Savings Suraksha Plan
- ICICI Pru Assured Savings Insurance Plan
- ICICI Pru Future Perfect Plan

Traditional savings or money back plans of ICICI Prudential Life Insurance:

Plan Name	ICICI Pru Cash Advantage Plan
Sum Assured	7 or 10 times the annual premium
Policy Tenure	15,17,20 years
Entry Age	0-60 years
Premium	Limited premium. Minimum premium – INR 12,000
Salient Features	A limited premium plan wherein regular pay-outs are promised after the premium payment term Guaranteed cash benefit is also paid during the pay-out term A guaranteed maturity benefit payable on maturity

Plan Name	ICICI Pru Savings Suraksha Plan
Sum Assured	7 or 10 times the annual premium
Policy Tenure	10-30 years
Entry Age	0-60 years
Premium	Limited or regular premiums. Minimum premium – INR 12,000
Salient Features	The plan pays bonuses during the term Guaranteed Additions are added in the first five years Maturity benefit is promised

Plan Name	ICICI Pru Assured Savings Insurance Plan
Sum Assured	Depends on premium, age and term
Policy Tenure	10 or 15 years
Entry Age	3-60 years
Premium	Limited premiums. Minimum premium – INR 30,000
Salient Features	Guaranteed additions are added every year The maturity benefit is guaranteed

Plan Name	ICICI Pru Future Perfect Plan
Sum Assured	Minimum – INR 84,000 Maximum – no limit
Policy Tenure	10-30 years
Entry Age	91 days – 58 years
Premium	Limited premiums. Minimum premium – INR 8400
Salient Features	The plan earns bonuses as well as guaranteed additions Maturity benefit is guaranteed

Retirement plans offered by ICICI Prudential Life Insurance:
Retirement plans are called pension plans. These plans help in creating a retirement corpus to fund the post-retirement life of the policyholder. Pension plans can be offered as deferred annuity plans wherein the policyholder can pay premiums and build up a retirement corpus. Thereafter, annuity payments can be availed from the corpus thus built. Another option is the immediate annuity plan wherein by paying a lump sum premium, the policyholder can avail annuities for life. Pension plans always pay annuities which create a source of regular income.
Retirement plans offered by ICICI Prudential Life include the following –
- ICICI Pru Easy Retirement
- ICICI Pru Immediate Annuity

Features and Benefits of Retirement plans of ICICI Prudential Life Insurance

Plan Name	ICICI Pru Easy Retirement Plan
Sum Assured	Depends on the premium paid
Policy Tenure	10-30 years
Entry Age	35-70 years
Premium	Limited or regular premium. Minimum premium – INR 48,000
Salient Features	A unit linked deferred annuity plan 5% of the fund value is added as pension boosters every 5 years from the 10th policy year The maturity and death benefits are assured

Plan Name	ICICI Pru Immediate Annuity Plan
Sum Assured	NA
Policy Tenure	NA
Entry Age	30 years onwards
Premium	Single premium
Salient Features	An immediate annuity plan which pays lifelong income A variety of annuity options to choose from Joint life annuities can also be availed

Group insurance offered by ICICI Prudential Life Insurance:
Group insurance plans are those which are offered for a group of individuals who belong to a particular group. The following group insurance plans are offered by ICICI Prudential Life –
- ICICI Pru Loan Protect Plan
- ICICI pru Loan Protect Plus Plan
- ICICI Pru Group Term Plus Plan
- Group Gratuity Plan
- Group Superannuation Plan
- Group Leave Encashment Plan
- Group Immediate Annuity Plan
- ICICI Pru Group Loan Secure Plan
- ICICI Pru Group Insurance Scheme for Pradhan Mantri Jeevan Jyoti Bima Yojana
- ICICI Pru Shubh Raksha Credit Plan
- ICICI Pru Shubh Raksha One Plan
- ICICI Pru Shubh Raksha Life Plan
- ICICI Pru Super Protect Credit Plan

Rural insurance offered by ICICI Prudential Life Insurance:
Rural life insurance plans are also called micro insurance plans. These plans cover individuals living in the rural areas of India. The premiums are very low and affordable and the coverage limit is limited since rural individuals cannot afford high coverage levels. The available rural insurance plans include the following –
- ICICI Pru Sarv Jana Suraksha Plan
- ICICI Pru Anmol Bachat Plan

Claim Settlement Ratio of ICICI Prudential Life Insurance Company

Claim Settlement Ratio (CSR) of a life insurance company is calculated as the ratio of claims settled by the company against the total claims made on it in a financial year. The formula is as follows –

CSR = (Number of claims settled / Total number of claims made) * 100

The ratio is represented as a percentage and the higher the percentage, the better it is for policyholders. A high CSR shows that the company settles most of the claims that are presented on it. Since maximum claims are settled by the company, the company can be trusted.

ICICI Prudential Life’s Claim Settlement Ratio for the financial year 2018-19 stood at 98.6% which is quite high. In the financial year 2017-18, the company’s CSR was 97.88% which shows consistency in settling claims. Moreover, the company’s ratio was also good compared to the ratio recorded by other life insurance companies. Here’s a look into the CSR of other life insurance companies for the financial year 2017-18 –

Name of the insurance company	Claim Settlement Ratio
Aditya Birla Sun Life Insurance Company	96.38%
Aviva Life Insurance Company	94.45%
AEGON Life Insurance Company	95.67%
Bajaj Allianz Life Insurance Company	92.04%
Bharti AXA Life Insurance Company	96.85%
Canara HSBC OBC Life Insurance Company	95.22%
DHFL Pramerica Life Insurance Company	96.62%
Edelweiss Tokio Life Insurance Company	95.25%
Exide Life Insurance Company	96.81%
Future Generali Life Insurance Company	93.11%
HDFC Standard Life Insurance Company	97.80%
IDBI Federal Life Insurance Company	91.99%
IndiaFirst Life Insurance Company	89.83%
Kotak Mahindra Life Insurance Company	93.72%
LIC of India	98.04%
Max Life Insurance Company	98.26%
PNB MetLife Life Insurance Company	91.12%
Reliance Nippon Life Insurance Company	95.17%
Sahara Life Insurance Company	82.74%
Shriram Life Insurance Company	80.23%
SBI Life Insurance Company	96.76%
Star Union Dai-ichi Life Insurance Company	92.26%
TATA AIA Life Insurance Company	98%

How to make a claim for ICICI Prudential Life Insurance Plans?

Life insurance claims can be of the following types –

Maturity claim – this claim occurs when the selected term of the plan comes to an end. On maturity of the plan, the promised maturity benefit is paid.
Death claim – if the insured dies during the term of the policy, a death claim occurs. In case of a death claim, the death benefit is paid.
Health claims – these claims occur in health insurance plans. If the medical contingencies covered by the plan occur during the selected policy term, there would be a health claim.

Claim process:

Here are the different types of claim processes for getting the claim settled –

Maturity claim

Maturity claims are handled by the insurance company itself. The company usually knows when the plan is maturing and starts the claim process in advance. When the plan matures, the policyholder would have to submit the relevant documents and the claim would be settled.

Death claim

In case of death of the insured, the insurance company would have to be notified of the death. The nominee should then fill up a claim form and submit other relevant documents to the insurance company. The company would then process the documents submitted and pay the nominee the death benefit.

Health claims

In case of health insurance claims, the insurance company should be notified by the policyholder. A claim form would have to be filled and all the relevant medical documents would have to be submitted to get settlement of a health claim.

Documents required:

Here is a list of documents required for each type of claim –

Documents needed to process a Maturity Insurance Claim for ICICI Prudential Life Insurance Policy

Claim Discharge Form

Identity proof of the policyholder

Documents needed to process a Death Insurance Claim for ICICI Prudential Life Insurance Policy

Claim intimation form

Copy of the death certificate issued by the municipality

Identity and address proof of the person making a death claim

Cancelled cheque of the claimant

Copy of medical records (If any)

Copy of the medico legal cause of death certificate

Medical attendant’s report or hospital certificate filled by the treating doctor

Employer’s certificate for salaried individuals

FIR/Inquest report/panchnama in case of accidental death

Copy of driving license if insured was driving and died in an accident

Documents needed to process a Health Insurance Claim for ICICI Prudential Life Insurance Policy

For critical illness plan and heart/cancer care plan

Claim intimation form

Certificate of the attending doctor

Copies of all medical records and reports

Original policy document

Cancelled cheque

For Hospital care plan

Claim intimation form

Certificate of the attending doctor

Copies of all medical records and reports

Pre-authorisation form

Health check-up form

Cancelled cheque

For indemnity claims- Reimbursement

Claim intimation form

Original discharge summary provided by the hospital

Doctor’s advice for hospitalization

Original bills of medicine and the hospital

Original investigative reports

Health saving benefit form

Pre-authorisation form

Health check-up form

Cancelled cheque

ICICI Prudential’s turn-around time to settle an insurance claim

Turn-around-time (TAT) is the time taken by the insurance company to settle its claims. ICICI Prudential Life tries to settle its claims within the shortest possible time. The claim is paid through electronic modes so that the settlement process is sped up. The TAT for claim settlements followed by ICICI Prudential adheres to the time specified by the IRDAI (Insurance Regulatory and Development Authority of India). It is as follows –

For raising claim related requirements

Within 15 days of receiving the claim intimation

Claim settlement/claim rejection/claim repudiation if investigation is not required

Within 15 days of receiving the last document needed for claim processing.

Claim settlement/claim rejection/claim repudiation if investigation is required

In case of death claims: the investigation should be completed within 90 days of receiving the claim intimation. The claim should, thereafter, be settled within 30 days of completing the investigation

In case of health claims: the investigation should be completed within 30 days of receiving the last required document. The claim should, thereafter, be paid within 45 days of receiving the last required document.

Making claims through Turtlemint

An alternative way to make your life insurance claim is through Turtlemint. Turtlemint is an online platform which allows you to compare and buy the best life insurance policies. Moreover, in case of a claim, the company’s dedicated claim settlement department helps you to get your claims settled quickly. To get your claims settled through Turtlemint you just have to call the claim helpline number of the company which is 1800 266 0101. Alternatively, you can also intimate your claim through mail at claims@turtlemint.com. As soon as the claim is intimated, the company’s claim department would contact you and help you get the settlement of your claim. Moreover, for any queries or complaints regarding claim settlement you can call up the above-mentioned number or even chat with the executive of Turtlemint online.

Reviews by customers

ICICI Prudential’s iProtect Smart is one of the best term insurance plans that I could find. The plan has a comprehensive coverage and the premiums are quite affordable. – Mina Kapoor
I am a proud customer of ICICI Prudential’s life insurance plans. The company caters to all my insurance needs and offers some of the best products in the market. – Nirav Gupta
I never knew claim settlement could be so easy. The company’s health insurance plan gave me a lump sum payment when I fell sick. It helped me avail the best treatment without worrying about money. – Nishit Raheja
The company offers personalised solutions for my needs. When I needed to buy insurance the company’s executive explained the product quite simply and patiently and helped me find the most suitable plan. – Rajiv G
ICICI Prudential is truly the best insurer in the market. It helped me find the best insurance plan for my needs and the premiums were affordable too. – Mihir M

FAQ’s

How is the claim paid by ICICI Life insurance?

ICICI Pru Life Insurance settles claims through electronic modes. The claim amount is directly credited to the bank account of the policyholder (in case of maturity or health claims) or the nominee (in case of death claims).

How can the claim be reported?

To report a claim, there are various options to choose from. These include the following –

Online – the individual can visit ICICI Prudential’s website and intimate the claim online
Over the phone – the individual can contact the company’s 24*7 claim helpline number at 1860 266 7766 and intimate the claim
Physically – the claim can be intimated by visiting the nearest branch of ICICI Prudential Life Insurance
Through email – intimation of the claim can also be sent over an email to the company at lifeline@iciciprulife.com
Through SMS – individuals can send an SMS writing ‘ICLAIM<space>Policy number’ and send the text to the company’s registered number which is 56767.

Alternatively, you can also report your claim to Turtlemint on its helpline number 1800 266 0101 or on its email id – claims@turtlemint.com and Turtlemint’s team would help you with claim settlement.

What are the modes for paying premiums for the policy?

Premiums for ICICI Life Insurance policies can be paid online, through cash (up to INR 50,000), through cheque, through demand drafts, through mobile wallets or using any other digital payment platform. You can also choose to buy ICICI Prudential’s life insurance policy online through Turtlemint’s platform. Turtlemint is an online platform which allows you to fulfil your insurance requirements with some of the best policies. When you buy online, you can pay the premium also online through Turtlemint’s website.

Can I cancel the plan after I have bought it?

Yes, once bought, life insurance plans can also be cancelled. ICICI Prudential Life Insurance allows a free-look period to policyholders for cancelling the policy. This period is for 15 days after the policy is issued. The policyholder can cancel the policy during this free-look period. Once cancelled, the premium paid is refunded back after deducting the applicable charges incurred in issuing the policy and the premium for the period for which the policy was in force.

How can I check the status of my life insurance policy?

The status of a policy can be checked online. For doing so you should visit the company’s official website which is www.iciciprulife.com. On the website, on the right hand side corner, there is a ‘Track Application’ tab. Click on the tab and you would be directed to a new page. There, you can track the status of your application by providing any of the following details –

Mobile number and date of birth (DD/MM/YYYY)
Application number
Policy number
Mobile number, transaction ID and date of birth (DD/MM/YYYY).

What if I miss paying premium of my life insurance policy?

If you miss the premium payment within the due date, you would be allowed a grace period. This grace period is an additional period for paying the premium. During the grace period the coverage would continue. The grace period would be 30 days if you are paying premiums annually, half-yearly or quarterly and 15 days if you are paying monthly.

Are there any tax benefits under life insurance plans?

Yes, life insurance premiums paid are allowed as a deduction from your taxable income under Section 80C up to INR 1.5 lakhs. Moreover, the maturity or death benefit received from the policy is also tax-free benefit under Section 10 (10D).

Do health plans allow any tax benefits?

Yes, health insurance plans offered by ICICI Prudential Life Insurance Company also allow tax benefits. The premiums paid for such plans are allowed as a deduction under Section 80D up to INR 25,000. The limit increases to INR 50,000 if you are a senior citizen.

How can I pay the renewal premium?

The renewal premium can be paid online. To do so you should visit ICICI Prudential’s official website at www.iciciprulife.com. On the home page choose ‘Customer Services’ and on the services page choose ‘Pay Renewal Premium’. You would be taken to a new page wherein you should provide the relevant details like your policy number/mobile number/email id registered with the company and your date of birth. Once the details are provided you can pay the premium online through any digital payment mode. Alternatively, you can also pay the renewal premium through cash, cheque or demand drafts.

Renewals of ICICI Prudential’s life insurance plans can also be done through Turtlemint. Turtlemint is an online platform which allows you to buy and renew insurance policies online. You can simply visit Turtlemint, choose your policy and pay the renewal premium and the policy would be renewed.

What is ICICI Prudential Life’s customer care number?

The company’s customer care number is 1860 266 7766 which can be called between 10 am to 7 pm on all days except Sundays and national holidays. You can also contact the company through SMS or email.

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Invictus Insurance Broking Services Private Limited.
IRDAI License No. 487,
Direct Broker (Life & General),
Valid upto : 02/04/2023 (Renewable)
Principal Officer: Vilas Gandre,
+91-9833248023

Contact

Registered & Corporate Office :
G 02, Ground Floor, Prime Corporate Park, Sahar Village, Andheri (East), Mumbai – 400099
CIN No. U66000MH2013PTC249565
1800 266 0101
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Invictus Insurance Broking Services Private Limited
IRDAI License No. 487,
Direct Broker (Life & General),
Valid upto : 02/04/2020
Principal Officer: Vilas Gandre,
+91-9833248023

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