United India car insurance offers 2 car insurance plans. The premium of these plans starts from Rs. 1994/yr. Details of the comprehensive coverage provided by the following 2 United India car insurance plans are listed below:
Starting Premium- ₹ 2,795/yr
There are types of United India Comprehensive plans
Under this plan section, one covers the own damages and covers the liability
Own damage coverage under a package policy
Liability cover under Package Policy
Starting Premium- ₹ 1,994/yr
There are types of United India Third Party plans
This plan covers the third party liability as mandated by the Motor Vehicle Act, covers the policyholder against the liabilities arising out of the loss to the third party. The plan covers
Add-ons are additional coverage benefits which can be chosen voluntarily by paying an additional premium. Add-ons help increase the scope of coverage of the Car insurance policy. United India Car insurance plans offer the following types of add-ons with the comprehensive policy:
Benefits of United India Car Insurance
Features of United India Car insurance
United India car insurance provides coverage against liabilities arising out of damage to the third party under the following
Incurred Claim Ratio is the ratio between the claims paid against premiums earned. In simple words, Incurred Claim Ration is the ability of an insurance company to settle the claims. United India has an incurred claim ration of 91.72% in the year 2017-18.
United India Car Insurance provides coverage to the owner/driver for bodily injury or death while travelling, dismounting or mounting of the vehicle. The compensation is paid when the following circumstances take place within six months of the incident
United India Car Insurance has a wide network of certified garages which help the policyholders during emergencies. When a policyholder opts for cashless services, the insurance company makes the payment directly or reimburses the amount spent upon producing the original receipts of the invoice.
The No Claim Bonus is one of the best features which allows the policyholder to enjoy a discount on the premium of next year upon renewal of the insurance policy by making no claims during the term of the policy. The policyholder gets a discount of No Claim Bonus on own damage in the preceding years.
United India car insurance has the following exclusions when it comes to claiming settlement which should be kept in mind before filing a claim
United India car insurance has a very simple claim process
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