Cholamandalam Health Insurance: Plans for Family, Senior Citizens & Individuals

Cholamandalam Health Insurance Plans Overview

Cholamandalam health insurance offers 1 health insurance plan. The premium of these plans starts from Rs. 3197/yr. The sum insured ranges from Rs. 5 Lakh - 25 Lakh. Details of the comprehensive coverage provided by the following 1 Cholamandalam health insurance plan is listed below:

Cholamandalam Flexi Health Supreme Plus Policy

Starting Premium- 3,197/Yr

Flagship health insurance plan of Chola MS providing comprehesive health cover for individual and families.

Maternity Cover: Reimbursement upto Rs.50,000/- per delivery after a waiting period of 36 months
Coverage for new born baby
Sum Insured restoration: Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.
Daily Care Benefit: Rs.500/- per day/ maximum of 10 days per policy year

Eligible Age

91 days - 65 years

Coverage

5 Lakh - 25 Lakh

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FAQs

The premiums paid for health insurance plans are allowed as a deduction under Section 80D of the Income Tax Act. The limit of deduction is INR 25,000 for premiums paid for yourself, your spouse and dependent children. If you get your dependent parents covered, you can claim an additional deduction of INR 25,000. The limit increases to INR 50,000 if you and/or your parents are senior citizens. Thus, a total deduction of up to INR 1 lakh can be claimed on health insurance premiums

Yes, some Cholamandalam health insurance plans allow coverage for dependent siblings too. Check the plan’s terms and conditions if you want to cover your siblings under the policy

If you buy long term health insurance plans you get freedom from annual renewals of the policy. Moreover, you can enjoy longer coverage without the fear of lapse. Lastly, Cholamandalam health insurance plans also allow attractive premium discounts if the coverage is taken for a continuous period of 2 or 3 years.