Easily Organize, Claim and Renew Insurance!

What Is Special About Young Star Policy?

As indemnity policy for individuals and family with lifelong renewal option. One or two or three year policy term with monthly/quarterly/half-yearly/yearly premium for SI of INR 3 Lac and above. No pre policy medical check up required.

Features of Star Young Star Health Insurance Policy

Check the features and coverage of Star Young Star Health Insurance plan below:

Ambulance Charges

Emergency road ambulance expenses are payable for : 1.transportation of insured person by private ambulance to hospital for medical reasons. 2.transportation of insured person by private ambulance from one hospital to another hospital for better medical treatment

Cover Restoration

1. Restoration triggers upon partial/full utilization of limit of cover (Limit of Cover= Basic SI+NCB), 2.Restored sum insured can be utilized for all claims (for subsequent hospitalizations), 3.The maximum liability in a Single claim will be up to the limit of cover

Daily Cash Allowance

Rs.1,000/- per day, Maximum 7days per admission, 14 days per policy period

Day Care Procedures

All day care procedures are covered (Actuals)

Maternity Expenses

36 months for 1st delivery & 24 months for 2nd delivery, Covered - Up to Rs.30,000/- per delivery, Normal delivery Rs 20,000, Caesarean delivery Rs 40,000

New Born Treatment

Intimation about the new born baby should be given within 90 days from the date of birth. The cover for new born commences from 91st day of its birth.

Star Young Star Plan Resources

Policy Brochure

Policy Wordings

Exclusions of Star Young Star Health Insurance Policy

Star Young Star plan does not cover the following:

Ayush treatment


Treatment at home

Free health check-up

Organ donor expenses

Opd expenses

Other Plans From Star

Star health insurance offers 9 health insurance plans. The premium of these plans starts from Rs. 1500/yr. The sum insured ranges from Rs. 50,000 - 2 Cr. Details of the comprehensive coverage provided by the following 9 Star health insurance plans are listed below:

Calculate Young Star Plan Premium

Use the Star health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

Star Claim Settlement Ratio




Industry Average

Health claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. Star has a claim settlement ratio of 99.06%, as compared to the industry average of 94.21%.

Star Claim Process

Star supports both cashless claims and reimbursement claims. This section covers the information on how to check Star health insurance claim status, fill Star health insurance claim form, and the claim settlement process.

  1. Visit the insurance desk of the network hospital
  2. Display the ID card for the purpose of identification
  3. The Network hospital will verify the identity post which the pre-authorization form is submitted to the insurance company
  4. A doctor will evaluate the required documents and process the claim as per the terms and conditions of the health insurance plan
  5. A nominated field doctor to make the hospitalisation simple
  6. The claim will be settled post completing the required procedures and as per the terms and conditions of the insurance policy

  1. A nominated field doctor to make the hospitalisation simple
  2. All hospital bills to be paid after discharge and all original documents of treatment and costs incurred to be collected
  3. The Star Health Insurance Claim form needs to be filled and submitted together with all the original documents to the nearby Star Health branch office
  4. The claim will be settled as per the terms and conditions of the policy

Star Health Insurance Renewal Process

A health insurance policy usually stays valid for 1 year after which it requires renewal. However, there are plans which offer 2 to 3 years of validity at extra costs. If a health insurance policy is not renewed timely, it lapses and the policyholder loses all the accumulated benefits. Moreover, there is a renewal window of 7-30 days beyond the policy tenure to allow policyholders a grace period to renew the plan and to protect the continuity benefits such as the waiting period and NCB or No Claim Bonus.

Here, you may also note that for every claim-free year, Star Health insurance policyholders can avail of an NCB of 50% on the sum insured, which can go up to a maximum of 100%. Thus, policyholders who haven’t raised a claim during a policy term can expect a reward in the form of a boost in the coverage bandwidth without an increase in the premium price.
Let us now take a look at the steps to renew a Star Health insurance policy online:

  1. Visit the official portal of the insurer for Star Health policy renewal online
  2. Select the 'Renewal’ button on the homepage
  3. Submit your policy details and date of birth and click on the ‘Continue’ button
  4. You can see the renewal amount to be paid on the page that appears
  5. Make the payment using any online payment mode
  6. Once done, you will receive the documents of Star Health policy renewal on your registered email ID

Star Customer Care

Customer Care Number

Book A Free Consultation

Feeling Unsure About Insurance Plans?

Our experts can help you make informed decisions

  • IRDAI certified expert advice
  • Free consultation
  • Claim support

No charges. No spam!

Health Insurance Companies Similar To Star