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Top Features From Star Health Plans

Star Health Insurance Review Benefits

  • Tailormade plans as per the necessity of the customer
  • Reasonable price with transparency
  • The company has paid out around INR 17, 211 crores as the claim amount and also settled over 90% of the cashless claims within 2 hours
  • Ever since its inception, Star has settled over 5.2 million claims
  • With an agent strength of over 3.6 lakhs, the company has established a strong network across the country
  • Progressive and various plan structures and easy to choose features
  • Cashless treatment in more than 11,000 network hospitals in India
  • Hassle-free claim settlement conveniences without any 3rd party involvement.
  • Top class and swift service
  • More than 400 branches are present in India
  • 24*7 assistance call centre toll-free no 1800 425 2255/1800 102 4477
  • Effective Complaint redressal forum

Exclusions Across Star Health Plans

  • During the initial 30 days from the commencement of the policy date, diseases contracted by the insured individual. This exclusion will not be applicable in the case of the insured individual who is already covered under any other individual plan or any group health insurance plans for a nonstop period of previous 12 months without any break
  • Treatment or surgery for tooth unless those were required due to an accident caused needing hospitalization. Implantation of the tooth is also not covered
  • Recuperation, general weakness, or rest cure, lack of Nutrition conditions
  • Disorders in Mental, Psychiatric, and behavioural state
  • Deliberate self-damage
  • Intoxication, use of drug or alcohol, tobacco chewing and smoking
  • STD Disease and Venereal Disease
  • Injuries or diseases which are directly caused or may be caused indirectly by or arising due to invasion, war, the act of a foreign enemy, (irrespective of the war is actually announced or not)
  • Injuries or diseases which are directly caused or may be caused indirectly by nuclear materials or weapons
  • Injuries or diseases which are directly caused or may be caused indirectly by nuclear materials or weapons
  • The expenditures for cataract treatment, or treatment for glaucoma, retinal detachment or macular degeneration, disc (except which is caused due to an accident), varicose veins and varicose ulcers, expenses for treating benign prostatic hypertrophy, sinus treatments, treatment for tonsil, Chronic Suppurative Otitis Media and connected diseases etc.
  • Any treatments for example conservative, a laparoscopic treatment, treatment for interventional for Hepatobiliary gallbladder disease and genitourinary calculi and pancreatic issues
  • Treatments for diseases like interventional, laparoscopic conservative, and open for Uterine prolapse,Non-Functional Uterine Bleeding, treatment for Pelvic Inflammatory Diseases, treatment of diseases of Gynaecological disorder of fallopian tubes together with ovaries
  • Traditional and operational treatment of bone diseases except for those which are caused due to an accident

Star Premium Calculator

Use the Star health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.


There is no such limit on the number of Star Health Insurance Claims which an insured can take in a year, however, the limit is on the Sum Insured which is the maximum permissible amount in any policy which one can avail of.

A Health Card is similar to the identity card which helps one to get the cashless facility at the network hospitals.

Yes, you can, however, the coverage will only be applicable in India.

Yes, the premium paid under the health insurance plan is exempt under the Income Tax Act, 1961.

The following factors need to be considered which are:

  1. Need to check for the waiting period
  2. Need to check for the pre-existing disease coverage
  3. Need to check the exclusions
  4. Need to check the room rent

eIA means an Electronic Insurance Account wherein all your insurance policies can be stored in a centralized manner. You can opt to open an eIA account with Star Health Insurance by filling up and submitting the account opening form available with the company. once your eIA account is opened, all your policies would be electronically stored in the account. Star Health would allot you a number for the eIA account which would be your eIA number. You can quote this number when buying insurance from other companies and the policies issued would be digitally stored in the eIA account.

To make premium payments of your Star Health Insurance policy online you can use credit cards, debit cards, net banking facility, NEFT or RTGS, mobile wallets and UPI platforms.

To make a valid claim in your Star Health Insurance policy you should contact the insurance company immediately and follow the stipulated claim process. The process has been described above which you can follow and get your claims settled. You can also make a claim through Turtlemint and Turtlemint would follow the claim process on your behalf and get your claims settled at the earliest.

Star Health is a reputed health insurance provider in the Indian insurance market which offers a range of comprehensive health insurance plans. The plans offered by the company have inclusive coverage benefits at affordable premiums. Moreover, the company has a network of more than 9900 hospitals for easy cashless claims and approves 90% of such claims within 2 hours. In-house claim settlement also ensures that your claim process is smooth and hassle-free. Given these reasons, you should buy Star health insurance plans.

The requirement of pre-entrance medical check-up depends on your age, the sum insured that you choose and the type of policy that you buy. Under many plans, medical check-ups are not needed up to 45 years of age. Some plans do not need check-ups even up to 55 years of age and in senior citizen policies, there is no need for medical check-ups. However, if you opt for high sum insured and/or have an adverse medical condition, medical check-ups might be needed. So, the requirement of medical check-ups varies across plans and the underwriting principles followed by the company.
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