Manipal Cigna ProHealth Accumulate Health Insurance
Manipal Cigna ProHealth Accumulate Plan Resources
Policy Brochure
Policy Wordings
Exclusions of Manipal Cigna ProHealth Accumulate Health Insurance Policy
Manipal Cigna ProHealth Accumulate plan does not cover the following:
Daily cash allowance
Maternity expenses
New born treatment
Recovery allowance
Cosmetic surgery
Drugs / alcohol abuse
Other Plans From Manipal Cigna
Manipal Cigna health insurance offers 9 health insurance plans. The premium of these plans starts from Rs. 1770/yr. The sum insured ranges from Rs. 3 Lakh - 3 Cr. Details of the comprehensive coverage provided by the following 9 Manipal Cigna health insurance plans are listed below:
Manipal Cigna Claim Process
Manipal Cigna supports both cashless claims and reimbursement claims. This section covers the information on how to check Manipal Cigna health insurance claim status, fill Manipal Cigna health insurance claim form, and the claim settlement process.
- If you are getting hospitalised in a networked hospital, it would be a cashless claim. You should inform the insurance company immediately of your claim
- Fill up a pre-authorization form stating the claim details and submit the form to the insurance company
- If it is a planned hospitalisation, the form should be filled in and submitted at least 3 to 5 days before being hospitalised. If, on the other hand if the hospitalisation is due to an emergency, fill up the form and submit it within 24 hours of hospitalisation
- The insurance company would verify the pre-authorization form and approve the claim
- Once the claim is approved you can avail cashless treatments. The medical bills would be settled by the insurance company directly with the hospital
- A Manipal Cigna Health Insurance claim form should be filled and submitted with the insurance company along with all the medical documents to complete the claim process
- If you are being hospitalised in a non-networked hospital, your claim would be settled on a reimbursement basis
- You should inform Manipal Cigna of the claim and then avail treatments
- Pay for the medical expenses incurred on your treatments
- After being discharged from the hospital, collect the Discharge Summary
- Fill up the claim form of Manipal Cigna Health Insurance and submit it along with all the original medical bills and reports. The Discharge Summary should also be submitted to the insurance company
- Manipal Cigna would assess the documents submitted, verify the authenticity of the claim and then reimburse the expenses incurred on hospitalisation
Manipal Cigna Health Insurance Renewal Process
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