Cholamandalam Flexi Health Supreme Plus Health Insurance

Cholamandalam Health Insurance

Cholamandalam Claim Settlement Ratio

Cholamandalam Premium Calculator

Coverage range

5 Lakh - 25 Lakh

Premium starts from

3,197/ Yr

Age eligibility

91 days - 65 years

Claim settlement ratio

95%

What Is Special About Flexi Health Supreme Plus Policy?

Flagship health insurance plan of Chola MS providing comprehesive health cover for individual and families.

Maternity Cover: Reimbursement upto Rs.50,000/- per delivery after a waiting period of 36 months
Coverage for new born baby
Sum Insured restoration: Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.
Daily Care Benefit: Rs.500/- per day/ maximum of 10 days per policy year

Features of Cholamandalam Flexi Health Supreme Plus Health Insurance Policy

Check the features and coverage of Cholamandalam Flexi Health Supreme Plus Health Insurance plan below:

Ambulance Charges

Road Ambulance: upto 1% of SI subject to a maximum of Rs.5,000/- per hospitalization.

Ayush Treatment

Ayush benefit up to cover amount

Cover Restoration

Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.

Daily Cash Allowance

Rs.500/- per day/ maximum of 10 days per policy year.

Day Care Procedures

No capping on any disease, All Day care procedures covered.

Treatment At Home

Covered upto Sum Insured

Cholamandalam Flexi Health Supreme Plus Plan Resources

Policy Brochure

Exclusions of Cholamandalam Flexi Health Supreme Plus Health Insurance Policy

Cholamandalam Flexi Health Supreme Plus plan does not cover the following:

Co-pay

New born treatment

Opd expenses

Recovery allowance

Investigation & evaluation

Rest cure, rehabilitation and respite care

Calculate Flexi Health Supreme Plus Plan Premium

Use the Cholamandalam health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

Cholamandalam Claim Settlement Ratio

95%

Cholamandalam

94.21%

Industry Average

Health claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. Cholamandalam has a claim settlement ratio of 95%, as compared to the industry average of 94.21%.

Know More About Cholamandalam Claim Settlement

Cholamandalam Claim Process

Cholamandalam supports both cashless claims and reimbursement claims. This section covers the information on how to check Cholamandalam health insurance claim status, fill Cholamandalam health insurance claim form, and the claim settlement process.

Locate a network hospital : Find out Locate a network hospital
Claim Intimation :Inform about the claim before hospitalization by filling the form here or calling customer care at 1800-208-9100
Avail Cashless : Avail cashless by informing hospital insurance desk about your health insurance policy in advance before admission. Keep your policy copy and photo ID proof ready
Pre authorization request : Hospital should share the pre authorization form with us within 24 hrs of admission. The form must be duly filled by the policyholder and the physician. View the form here
Pre authorization/ Initial approval :We will scrutinize the documents and give pre-authorization/ initial approval if the claim is admissible within 2 hrs. We might contact the hospital if any additional details are required
Final claim request during discharge: Hospital will share discharge documents and bills with us for final approval
Final claim approval : We will scrutinize the documents and give final approval along with the approved amount within 2 hrs. Any inadmissible expenses, copayments, deductions will have to be paid by the policy holder

Claim Intimation : Inform Chola MS about the claim before admission by filling the form here or calling customer care at 1800-208-9100
Claim registration : Scan and upload all claim documents (bill, reports etc.) within 30 days of discharge here.Please ensure the documents are self-attested by customer
Claim approval : Chola MS will scrutinize the documents and give approval within 7 working days. Chola MS might contact the customer if any additional details or documents are required
Claim Settlement : Chola MS will make the payment through NEFT on claim approval and receipt of all documents

Cholamandalam Health Insurance Renewal Process

Renewal Process of MS Chola Health Insurance
You are required to renew your health insurance policy after frequent intervals depending on the policy term chosen. Health insurance renewal is a must to continue enjoying benefits under your health insurance plan otherwise it will lapse.
Chola MS General Insurance Co. offers a very simple renewal option via 2 methods

Online Mode
Offline Mode

Read below the process to renew Chola MS Health Insurance policy online or offline

Online Renewal Process of MS Chola Health Insurance
Step 1: Visit the official website of Chola MS Health Insurance. Select ‘Health’ option
Step 2: Provide your policy number and Date of Birth to proceed
Step 3: Get the premium payment amount for your Chola MS Health Insurance plan
Step 4: You will get a confirmation email upon the successful payment of premium and policy renewal.

Offline Process for Chola MS Health Insurance Policy Renewal
If you are not finding the online process convenient then you can choose the offline mode to get your Chola MS health insurance policy renewed. Call on the customer support number of Chola MS i.e 1800-208-9100 or visit their nearest branch for policy renewal. You can also easily renew your policy on
www.turtlemint.com with the help of our expert advisors or download the Turtlemint App here