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Star Health Insurance Plans Overview

Star health insurance offers 2 health insurance plans. The premium of these plans starts from Rs. 3750/yr. The sum insured ranges from Rs. 2 Lakh - 10 Lakh. Details of the comprehensive coverage provided by the following 2 Star health insurance plans are listed below:

Star Cancer Care Gold Health Insurance Plan

Starting Premium- ₹ 17,400/yr

Star Cancer Care Gold Insurance from Star Health Insurance is an individual policy that is only designed keeping in mind the cancer patients and huge costs that is associated with this dangerous disease. This is the first Insurance Plan in India which is being launched on a pilot basis for cancer patients.

Let us see the main benefits of this Star Health policy:

  1. Coverage of the risk of scattering of Cancer- Metastasis and relapse of Cancer or Second Cancer
  2. The benefit of complete coverage of 9 stated critical illnesses
  3. The benefit of Lump sum compensation on the diagnosis of critical illness
  4. Regular benefits coverages like room charges, boarding and nursing expenses, Day Care procedures, ambulance charges, Pre-Hospitalization costs up to 60 days prior to admission in the hospital, Post-hospitalisation costs incurred up to 90 days after discharge from the hospital and Non-allopathic treatments

Eligible Age

5 months - 65 years

PED Waiting Period

4 years

Coverage

3 Lakh - 5 Lakh

NCB

NA

Star Criticare Plus Health Insurance Plan

Starting Premium- ₹ 3,750/yr

Star Criticare Plus Insurance from Star Health Insurance is an individual policy that provides compensation of hospitalization expenditures incurred due to disease, illness, sickness and or accidental injuries and offers a lump sum in case the insured individual is being detected with a major illness or disease as per the list in the policy.

Let us see the main benefits of this Star Health policy :

  1. The benefit of complete coverage of 9 stated critical illnesses
  2. The benefit of Lump sum compensation on the diagnosis of critical illness
  3. Regular benefits coverages like room charges, boarding and nursing expenses,Day Care procedures, ambulance charges, Pre-Hospitalization costs up to 60 days prior to admission in the hospital, Post-hospitalisation costs incurred up to 90 days after discharge from the hospital and Non-allopathic treatments

Eligible Age

18 years - 65 years

PED Waiting Period

4 years

Coverage

2 Lakh - 10 Lakh

NCB

NA

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FAQs

There is no such limit on the number of Star Health Insurance Claims which an insured can take in a year, however, the limit is on the Sum Insured which is the maximum permissible amount in any policy which one can avail of.

A Health Card is similar to the identity card which helps one to get the cashless facility at the network hospitals.

Yes, you can, however, the coverage will only be applicable in India.

Yes, the premium paid under the health insurance plan is exempt under the Income Tax Act, 1961.

The following factors need to be considered which are:

  1. Need to check for the waiting period
  2. Need to check for the pre-existing disease coverage
  3. Need to check the exclusions
  4. Need to check the room rent

eIA means an Electronic Insurance Account wherein all your insurance policies can be stored in a centralized manner. You can opt to open an eIA account with Star Health Insurance by filling up and submitting the account opening form available with the company. once your eIA account is opened, all your policies would be electronically stored in the account. Star Health would allot you a number for the eIA account which would be your eIA number. You can quote this number when buying insurance from other companies and the policies issued would be digitally stored in the eIA account.

To make premium payments of your Star Health Insurance policy online you can use credit cards, debit cards, net banking facility, NEFT or RTGS, mobile wallets and UPI platforms.

To make a valid claim in your Star Health Insurance policy you should contact the insurance company immediately and follow the stipulated claim process. The process has been described above which you can follow and get your claims settled. You can also make a claim through Turtlemint and Turtlemint would follow the claim process on your behalf and get your claims settled at the earliest.

Star Health is a reputed health insurance provider in the Indian insurance market which offers a range of comprehensive health insurance plans. The plans offered by the company have inclusive coverage benefits at affordable premiums. Moreover, the company has a network of more than 9900 hospitals for easy cashless claims and approves 90% of such claims within 2 hours. In-house claim settlement also ensures that your claim process is smooth and hassle-free. Given these reasons, you should buy Star health insurance plans.

The requirement of pre-entrance medical check-up depends on your age, the sum insured that you choose and the type of policy that you buy. Under many plans, medical check-ups are not needed up to 45 years of age. Some plans do not need check-ups even up to 55 years of age and in senior citizen policies, there is no need for medical check-ups. However, if you opt for high sum insured and/or have an adverse medical condition, medical check-ups might be needed. So, the requirement of medical check-ups varies across plans and the underwriting principles followed by the company.
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