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Cholamandalam Health Insurance Plans Overview

Cholamandalam health insurance offers 1 health insurance plan. The premium of these plans starts from Rs. 734/yr. The sum insured ranges from Rs. 3 Lakh - 10 Lakh. Details of the comprehensive coverage provided by the following 1 Cholamandalam health insurance plan is listed below:

Chola MS Critical Healthline Plan

Starting Premium- ₹ 734/yr

This is a critical illness policy which offers the payment of a fixed amount if the insured suffers from any of the covered critical illnesses.This benefit can then be used by the policyholder for meeting any type of financial requirement.

The salient features of Chola MS Critical Healthline Plan are as follows

  1. There are two plan variants which are Standard and Advanced
  2. Standard Plan covers 10 critical illnesses while the Advanced Plan covers 12 critical illnesses
  3. Ambulance charges of up to INR 1000 are also covered under the Advanced Plan

Eligible Age

5 years - 65 years

PED Waiting Period



3 Lakh - 10 Lakh



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The premiums paid for health insurance plans are allowed as a deduction under Section 80D of the Income Tax Act. The limit of deduction is INR 25,000 for premiums paid for yourself, your spouse and dependent children. If you get your dependent parents covered, you can claim an additional deduction of INR 25,000. The limit increases to INR 50,000 if you and/or your parents are senior citizens. Thus, a total deduction of up to INR 1 lakh can be claimed on health insurance premiums

Yes, some Cholamandalam health insurance plans allow coverage for dependent siblings too. Check the plan’s terms and conditions if you want to cover your siblings under the policy

If you buy long term health insurance plans you get freedom from annual renewals of the policy. Moreover, you can enjoy longer coverage without the fear of lapse. Lastly, Cholamandalam health insurance plans also allow attractive premium discounts if the coverage is taken for a continuous period of 2 or 3 years.
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