Easily Organize, Claim and Renew Insurance!

Find Advisor

Royal Sundaram Health Insurance Plans Overview

Royal Sundaram health insurance offers 11 health insurance plans. The premium of these plans starts from Rs. 85/yr. The sum insured ranges from Rs. 500 - 2 Cr. Details of the comprehensive coverage provided by the following 11 Royal Sundaram health insurance plans are listed below:

Royal Sundaram Critical Illness Lump Sum Plan

Starting Premium- ₹ 85/yr

This is a critical illness health insurance policy which pays a fixed benefit if the insured is diagnosed with any of the critical illnesses covered by the plan

The salient features are as follows

  1. Nine major critical illnesses are covered under the plan
  2. Coverage can be taken for up to INR 25 lakhs

Eligible Age

91 days - 65 years

PED Waiting Period

NA

Coverage

25,000 - 25 Lakh

NCB

NA

Royal Sundaram Family Health Floater Policy

Starting Premium- ₹ 2,033/yr

This is a family floater health insurance policy which covers the actual medical expenses incurred on hospitalisation

The features of the plan are as follows

  1. No claim cumulative bonus is allowed for not making claims under the policy
  2. Free health check-ups are allowed after every 4 policy years

Eligible Age

91 days - 65 years

PED Waiting Period

NA

Coverage

1 Lakh - 3 Lakh

NCB

5% increase in cover;max upto 50%

Royal Sundaram Family Plus Insurance Plan

Starting Premium- ₹ 3,681/yr

This is another comprehensive health insurance plan which offers coverage on a family floater basis

The features of the policy are as follows

  1. Up to five family generations can be covered under a single plan
  2. The sum insured is reloaded if it is ever exhausted on previous claims
  3. You can get free medical second opinion if you suffer from any of the covered 11 critical illnesses
  4. Free annual health check-ups are allowed under the policy
  5. Maternity and newborn baby cover is available as an inbuilt benefit under the plan
  6. 15% premium discount is allowed if you live in non-metro cities

Eligible Age

91 days onwards

PED Waiting Period

NA

Coverage

2 Lakh - 50 Lakh

NCB

20% increase in cover;max upto 100%

Royal Sundaram Top-up Plans

Royal Sundaram health insurance provides 1 top-up plan. The premium of these top-up plans start from Rs. 2,700/yr. The sum insured ranges from Rs. 2 Lakh - 15 Lakh. Royal Sundaram top-up plans provide enhanced coverage and added protection for your well-being. Explore the details of each Royal Sundaram top-up insurance policy below:

Royal Sundaram Topup Insurance Health XS And Super Health XS

Starting Premium- ₹ 2,700/yr

This is a top-up health insurance plan which allows you to enhance the coverage without pinching your pockets

The benefits of the plan are as follows

  1. You can choose from a top-up or super top-up plan in Health XS and Super Health XS
  2. Hospital cash benefit is allowed for each day of hospitalisation
  3. There is an optional rider benefit for accidental death benefit rider
  4. The policy can be taken on an individual or family floater basis

Eligible Age

91 days - 65 years

PED Waiting Period

NA

Coverage

2 Lakh - 15 Lakh

NCB

NA

Royal Sundaram Premium Calculator

Use the Royal Sundaram health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

FAQs

If the hospitalisation occurs within the pre-existing waiting period, coverage would not be available.However, after the waiting period is over,coverage would be allowed for pre-existing illnesses

Renewals of Royal Sundaram health insurance plans are allowed lifelong. There is no cover ceasing age

Yes, at the time of renewal, the sum insured can be increased if the company allows it. However, for the increased part of the sum insured, the pre-existing waiting period would apply from start

Porting means changing one health insurance policy to another. When you port, you can retain the renewal benefits of your existing health insurance policy. Thus, the waiting period in the new policy would be reduced by the term of the existing policy and you can enjoy better coverage.
Book A Free Consultation

Feeling Unsure About Insurance Plans?

Our experts can help you make informed decisions

  • IRDAI certified expert advice
  • Free advice
  • Claim support

No charges. No spam!

Health Insurance Companies Similar To Royal Sundaram