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Royal Sundaram Health Insurance Plans Overview

Royal Sundaram health insurance offers 1 health insurance plan. The premium of these plans starts from Rs. 85/yr. The sum insured ranges from Rs. 25,000 - 25 Lakh. Details of the comprehensive coverage provided by the following 1 Royal Sundaram health insurance plan is listed below:

Royal Sundaram Critical Illness Lump Sum Plan

Starting Premium- ₹ 85/yr

This is a critical illness health insurance policy which pays a fixed benefit if the insured is diagnosed with any of the critical illnesses covered by the plan

The salient features are as follows

  1. Nine major critical illnesses are covered under the plan
  2. Coverage can be taken for up to INR 25 lakhs

Eligible Age

91 days - 65 years

PED Waiting Period



25,000 - 25 Lakh



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If the hospitalisation occurs within the pre-existing waiting period, coverage would not be available.However, after the waiting period is over,coverage would be allowed for pre-existing illnesses

Renewals of Royal Sundaram health insurance plans are allowed lifelong. There is no cover ceasing age

Yes, at the time of renewal, the sum insured can be increased if the company allows it. However, for the increased part of the sum insured, the pre-existing waiting period would apply from start

Porting means changing one health insurance policy to another. When you port, you can retain the renewal benefits of your existing health insurance policy. Thus, the waiting period in the new policy would be reduced by the term of the existing policy and you can enjoy better coverage.
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