Easily Organize, Claim and Renew Insurance!

Find Advisor

Aditya Birla Health Insurance Plans Overview

Aditya Birla health insurance offers 2 health insurance plans. The premium of these plans starts from Rs. 5136/yr. The sum insured ranges from Rs. 1 Lakh - 1 Cr. Details of the comprehensive coverage provided by the following 2 Aditya Birla health insurance plans are listed below:

Aditya Birla Activ Secure Cancer Secure

Starting Premium- ₹ 5,136/yr

Cancer Secure plan offered by Aditya Birla Health Insurance Company is specifically designed to protect you financially against various types of and all stages of cancer.The policy provides coverage from minor to advanced stages of cancer. Usually, treatment of cancer can be intensive with various types of medical procedures to undergo such as chemotherapy, radiation and surgery which is not only painful but also very expensive.The policy pays out a lump sum benefit upon diagnosis of cancer irrespective of the stage. Basically,the policy helps you stay positive and focus on treatments without worrying about finances.

USP of Aditya Birla Activ Secure Cancer Secure plan

  1. Comprehensive coverage with payout at different stages of cancer –early, major and advanced stage
  2. The policy pays out a percentage of sum assured according to stages of cancer. 50% of the sum insured is paid at an early stage of cancer. Additional payout of 100% of the sum insured on major and 150% of the sum insured on the advanced stage of cancer in spite of having claimed for an early stage
  3. The policy comes with low survival period requirement of seven days from the date of diagnosis
  4. The policy provides an option to choose a wellness coach and recover faster with personalised health advice
  5. Cumulative bonus of 10% per claim free year is offered which can be accumulated up to a maximum of 100% of sum insured
  6. Wide range of coverage at an affordable rate of premium
  7. The policy offers an option to avail second e-opinion from insurance company’s panel of doctors.
  8. The policy offers flexibility to choose policy tenure – 1 year/2 years/3 years

Eligible Age

18 years - 65 years

PED Waiting Period



5 Lakh - 1 Cr


10% increase in cover;max upto 100%

Aditya Birla Activ Secure Critical Illness

Starting Premium- ₹ 5,463/yr

Developing a critical illness poses a greater risk and is challenging mentally, physically as well as financially. The best way to avail financial protection against such contingencies is by buying the right critical illness insurance plan. Aditya Birla Activ Secure Critical Illness plan offered by Aditya Birla Health Insurance Company is specially crafted to provide comprehensive coverage by including all the major critical illnesses. With 150% of sum insured payouts, the policy covers up to 64 critical illnesses.

  1. Flexibility to choose from three plan variants available
  • Plan 1 – covers 20 critical illnesses such as heart attack, cancer and kidney failure
  • Plan 2 – Along with 20 critical illnesses covered, it covers a total of 50 critical illnesses such as brain surgery, tuberculosis and benign brain tumour etc.
  • Plan 3 – covers 64 critical illnesses and procedures like pacemaker insertion, angioplasty and hysterectomy in addition to 50 critical illnesses covered in plan 2
  1. The policy comes with low survival period requirement of 15 days following the first diagnosis of critical illness
  2. Payout of maximum 150% of sum insured for more than one critical illness in our most comprehensive plan
  3. The policy provides an option of a wellness coach that helps you reclaim good health
  4. The policy continues even after paying for an early stage of critical cancer
  5. Comprehensive protection against various critical illnesses. 20 to 64 types of critical illnesses are covered depending on the plan chosen by you
  6. The policy offers an option to avail second e-opinion on diagnosed critical illnesses

Eligible Age

5 years - 65 years

PED Waiting Period

4 years


1 Lakh - 1 Cr



Aditya Birla Premium Calculator

Use the Aditya Birla health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.


Assuming all documentation is in order, Aditya Birla Health Insurance typically settles claims within 30 days from the submission date of all "required" documents.

Aditya Birla Company retains the exclusive right to alter, include, or limit any network hospital for cashless services offered under the policy at its discretion. Prior to utilizing the cashless service, the policyholder/insured person should verify the current list of applicable network hospitals on their website.

Regrettably, they are not obligated to process any claims that arise within the grace period.

HealthReturns™ is a rewarding feature applicable to Aditya Birla Activ Health, Activ Assure, and Activ Care Plans. It incentivizes your healthy lifestyle choices by offering monetary rewards that you can accumulate over time and use according to your needs.

By earning 13 Active Dayz™ plus a Green Healthy Heart Score, you can receive up to 30% of your premium back. The principle is straightforward – the healthier your habits, the greater the rewards.
Book A Free Consultation

Feeling Unsure About Insurance Plans?

Our experts can help you make informed decisions

  • IRDAI certified expert advice
  • Free advice
  • Claim support

No charges. No spam!

Health Insurance Companies Similar To Aditya Birla