Liberty General Insurance Company was formed in the year 2013 as a joint venture between Liberty Citystate Holdings Private Limited Enam Securities and DP Jindal Group. While Liberty Citystate Holdings Private Limited is an entity under the Liberty Mutual Insurance Group of the USA, Enam Securities is an investment company and DP Jindal Group is a leading Indian conglomerate. Liberty General Insurance Company offers a range of general insurance solutions for individuals as well as for corporate clients. Each of the company’s products has a good scope of coverage and the premiums are affordable. The company aims to fulfil all types of general insurance needs of individuals in one place.

Facts about Liberty Insurance Company

Here are some interesting facts about Liberty Insurance Company which you should know –

  1. The company’s mission is to become the most admired and the most trusted insurance company in India with transparent and efficient insurance practices
  2. The company participates in a range of community-oriented activities to fulfil its social responsibility
  3. The range of products offered by the company includes car insurance plans, two-wheeler insurance plans, health insurance plans and commercial insurance plans
  4. The company has won various awards and recognitions within a very short time ever since its inception

Awards and achievements of Liberty Insurance Company

As mentioned earlier, Liberty Insurance Company has won several awards. Some of these awards include the following –

  1. In the year 2014, the company won the ‘Employer of Choice’ Award conferred by the World Marketing Council Excellence Awards
  2. In 2017, Asia Retail Congress awarded the company’s employee, Mr Pankaj Arora, with the ‘Most Influential Retail Leader Award’
  3. The company received the Model Insurer Asia – Digital and Omni Channel Award in May 2017
  4. Mr Sriram Naganathan received the IDC Insight Award for his efforts in the digital space
  5. Mr Puneet Pasricha was awarded the Digital Transformation Award 2016 for Operational Excellence
  6. In the year 2018, the CEO of the company, Mr Roopam Asthana received the CEO of the Year – General Insurance Category Award at the Insurance Summit and Awards organized by the Synnex Group
  7. The company also received the Excellence in Partner Marketing Award in 2018 at ACEF Asian Leadership Awards – Brand & Marketing

Liberty Insurance Company statistics

Here are some facts and figures about Liberty Insurance Company –

  1. The company is tied-up with more than 5000 hospitals in India for allowing cashless health insurance claim settlements to its customers
  2. More than 4300 garages are partnered with Liberty Insurance Company to provide the facility of cashless repairs in case of car and bike insurance claims
  3. The company’s claim settlement ratio for the financial year 2018-19 stood at 91%
  4. The company has 95 offices present across all major cities of India
  5. More than 1200 employees are currently employed by the company for operating its business efficiently

Why choose Liberty Insurance Company?

Here are some reasons which make Liberty Insurance Company’s products ideal for your coverage needs:

  1. The different types of products offered by the company ensure that you find what you are looking for
  2. The awards won by the company over the years show that the company is reputed and recognized in the insurance sector
  3. The network of cashless hospitals and garages allow you financial relief at the time of claims
  4. The company’s claim settlement ratio is also high which shows that Liberty Insurance Company settles most of the claims which are presented upon it
  5. The company provides efficient online facilities to its customers using which they can buy or renew insurance policies, make claims, contact the company for any queries and also make any service requests

List of products offered by Liberty Insurance Company

Liberty Insurance Company has different categories of general insurance policies and each category is further divided into different types of policies. Let’s, therefore, have a look at the different categories of products and the different plans offered by Liberty Insurance under each category –

Motor insurance

Motor insurance policies are those which are taken on vehicles. These policies are legally mandatory and Liberty Insurance offers the following types of motor insurance plans –

1. Liberty Car Insurance Plan

Car insurance policies are mandatory for car owners as per the rules specified under the Motor Vehicles Act, 1988. These policies cover the legal liability that you face in case of third party damages. Car insurance policies offered by Liberty Insurance can be of the following types –

  1. Third-party liability policy
  2. The private car package policy

Third-party liability policies cover only third party damages but in case of a package policy, damages suffered by the car are also covered. The scope of cover provided under third party and package policies includes the following –

  1. Coverage for third party liability if a third party dies or suffers physical injury due to the car
  2. Coverage for third party liability if a third party property is damaged by the car
  3. Coverage for the damages suffered by the car due to natural calamities which include earthquakes, storms, cyclones, hurricanes, etc.
  4. Coverage for the damages suffered by the car due to man-made calamities which includes fire, theft, riots, malicious acts, etc.
  5. Coverage for the damages suffered by the car when it is being transported
  6. Coverage against accidental death and/or disablement suffered by the owner/driver of the car

Third-party plans cover only the first two and last instance of claims while under package policies all the instances are covered.

Besides these coverage benefits which are inbuilt under the plans, there are optional coverage benefits too which are found under Private Car Package Policies. These coverage benefits are called add-ons and you can choose the add-ons by paying an additional premium. The available add-ons include the following –

  1. Depreciation cover

    Under this cover, depreciation of the car’s parts is not deducted from the claim amount and the actual costs incurred on repairs are paid by the company.

  2. Consumables cover

    Under this add-on, the cost of consumables used in repairing the car is covered. Such consumables include lubricants, nuts and bolts, engine oil, etc.

  3. Gap Value cover

    Under this cover, the invoice value of the car is paid as claim if the car is totally damaged or is stolen.

  4. Roadside assistance cover

    If your car breaks down in the middle of the road due to any reason, the company provides you with any necessary assistance any time of the day.

  5. Passenger assistance cover

    This cover is meant for the passengers of the car and covers them against multiple contingencies. If the passengers are injured when riding in the car, a hospital allowance is paid. Similarly, medical expenses incurred due to car-related injuries and transportation costs are also covered under this add-on.

  6. Key loss cover

    If you lose the car keys or in case of theft, this add-on would cover the cost of replacement of the keys as well as replacement of both lock and keys.

  7. Engine safe cover

    This add-on covers the damage suffered by the engine due to water seepage.

2. Liberty Two-wheeler insurance Plan

Two-wheeler insurance plans are those which cover two-wheelers. These policies are also offered as third party plans and comprehensive plans. Moreover, you can also buy long term two-wheeler insurance policies offered by Liberty Insurance. Coverage under two-wheeler insurance plans is available for the following –

  1. Third-party liability suffered if a third party dies or is physically injured due to the two-wheeler
  2. Third-party liability suffered if the two-wheeler damages any third party property
  3. Damages suffered by the two-wheeler due to natural causes like earthquakes, cyclones, hurricanes, floods, etc.
  4. Damages suffered by the two-wheeler due to man-made causes which includes fire, theft, riots, malicious acts, etc.
  5. Damages suffered by the two-wheeler in the course of its transportation
  6. Accidental death and/or disablement suffered by the two-wheeler’s owner/driver

There are add-ons available under two-wheeler insurance plans also. These add-ons include the following –

  1. Depreciation cover

    Under this cover, you get the full claim amount paid to you if the two-wheeler is damaged. No depreciation is deducted from the parts which have been repaired or replaced.

  2. Consumables cover

    If consumables are used in the repair of the two-wheeler, their cost would also be covered through this add-on.

  3. Gap Value cover

    If the two-wheeler is damaged beyond repairs of if it is stolen, the insurance company would pay the invoice value if you choose this add-on.

  4. Roadside assistance cover

    If two-wheeler breaks down, you are promised round-the-clock assistance from the insurance company.

  5. Engine safe cover

    The damage of the two-wheeler’s engine is covered under this add-on if the damage occurs due to water ingression.

  6. Two-wheeler insurance plans are offered as annual policies and also as multiyear policies. Multi-year two-wheeler insurance plans allow coverage to your bike for two or three years as you choose and come as a comprehensive policy.

3. Liberty Commercial vehicle policy

This policy covers all types of vehicles which are used for commercial purposes. The coverage includes coverage against third party liabilities. You can also opt for comprehensive policies wherein coverage would be allowed for the damages suffered by the vehicle itself. Thus, the scope of coverage includes the following –

  1. Third party cover allowed for liability incurred in the following situations:
    1. Third-party bodily injury
    2. Death of the third party
    3. Third-party property damage
  2. Own damage cover which covers the damages suffered by the vehicle due to the following instances –
    1. Natural calamities
    2. Man-made calamities
    3. Damages suffered during transportation of the vehicle

Add-ons are also available under comprehensive commercial plans which increase the scope of coverage. However, each add-on requires an additional premium. The range of add-ons includes the following –

  1. Depreciation cover

    Deduction for the depreciation suffered by the parts of the vehicle is not done from the claim amount. Depreciation is ignored and the full claim value is paid if you opt for this add-on.

  2. Consumables cover

    The cost incurred on consumables like engine oil, screws, bolts, etc. used in the repair of the vehicle would be covered in the claim if this add-on is selected.

  3. Gap Value cover

    In case of total loss or theft of the vehicle, the difference between the policy’s IDV and the invoice value would be paid if this add-on is selected.

  4. Roadside assistance cover

    Round the clock, assistance is promised by the insurance company under this add-on if the vehicle suffers any type of breakdown on the road.

  5. Engine safe cover

    If the vehicle’s engine is damaged due to waterlogging wherein water leaks into the engine, such damages would be covered by the add-on and the cost of repairs would be paid.

  6. Good transfer expense cover

    If a good carrying vehicle becomes unable to carry the goods the add-on would cover the cost of unloading the goods and loading them to an alternate vehicle for transport.

  7. Daily allowance benefit

    A daily allowance is paid under this add-on if the vehicle suffers damage and is sent for repairs.

  8. EMI protection

    If the vehicle is damaged and is under repairs, the EMI payable for the loan availed on the vehicle would be covered by the add-on.

  9. Additional towing expenses reimbursement

    Costs incurred in towing the vehicle to the garage, over and above the covered limit, would be covered by this add-on.

Health insurance

Health insurance plans are those which cover the medical costs incurred when you face any medical contingency. These plans take care of the financial stress that you face in the event of a medical emergency.

Health insurance plans come in different variants and Liberty Insurance offers these different types of health insurance plans. Let’s understand the types of health plans offered by Liberty Insurance –

1. Liberty Health Connect Policy

This is an indemnity oriented health insurance plan which covers the actual costs incurred on hospitalisation. The salient features of the policy are as follows –

  • There are four plan options of E-Connect, Basic, Elite and Supreme
  • The coverage level and the coverage features depend on the plan variant that you choose
  • Free medical second opinion facility is available under the plan
  • Nursing allowance is paid under the Elite plan for hiring a nurse to take care of you
  • The sum insured is restored back to its original amount if it gets used up in a policy year on previous claims
  • Free health check-ups are allowed after every two claim-free policy years
  • There are no sub-limits on room rent or co-payment clause under the policy
  • Attractive premium discounts are available under the policy which reduces the premium rates
  • Eligibility conditions of Liberty Health Connect Policy

    Entry age

    Adults – 18 years to 65 years

    Dependent children – 91 days to 25 years

    Policy tenure

    1 year or 2 years

    Maximum renewable age

    None, the plan is renewable lifelong

    Insured members

    Self, spouse, dependent children, parents and parents-in-law

    Pre-policy health check-ups

    Required if age is more than 55 years

    Sum insured

    INR 2 lakhs to INR 15 lakhs

2. Liberty Janta Personal Accident Policy

This policy is designed to provide personal accident coverage to the rural population of the country. The features of the plan are as follows –

  1. Worldwide coverage is available against accidental death and disablements
  2. Individuals up to 75 years can buy the plan
  3. Eligibility conditions of Liberty Janta Personal Accident Policy

    Entry age

    Adults – 18 years to 75 years

    Children – 3 years to 18 years

    Policy tenure

    1 year

    Maximum renewable age

    None, the plan is renewable lifelong

3. Liberty Health Connect Supra Policy

This is a super top-up health insurance policy which can be bought with your existing health insurance plan to extend the coverage level. The policy comes with a sum insured and a deductible limit. When the aggregate claims, which occur in a policy year, exceed the chosen deductible limit, the policy pays the claim. The plan has low premiums and helps you enhance your health insurance coverage. The features of the policy are as follows –

  1. Coverage can be availed up to a limit of INR 1 crore
  2. No pre-entrance health check-ups are required to buy the plan
  3. Pre-existing illnesses are covered after a small waiting period of two years
  4. The sum insured increases by 10% every claim-free policy year. This increase is allowed for up to 100% of the original sum insured
  5. A range of optional covers are also available with the plan for a more comprehensive scope of coverage
  6. Eligibility conditions of Liberty Health Connect Supra Policy

    Entry age

    Adults – 18 years to 65 years

    Dependent children – 91 days to 25 years

    Policy tenure

    1 year or 2 years

    Maximum renewable age

    None, the plan is renewable lifelong

    Insured members

    Self, spouse, dependent children, parents and parents-in-law

    Pre-policy health check-ups

    Required if age is more than 55 years

    Sum insured

    INR 2 lakhs to INR 15 lakhs

Liberty Individual Personal Accident Plan

This is a personal accident policy which covers you against accidental deaths and disablements. The salient features of the policy are as follows –

  1. The expenses incurred on transportation of mortal remains and funeral are covered by the policy
  2. There is also a children’s education benefit wherein a lump sum benefit is paid if the insured suffers accidental death or permanent total disablement
  3. There is a loyalty discount of up to 7.5% if you have multiple policies of Liberty Insurance
  4. A family discount and a term discount is also allowed for covering family members and for opting for a long term cover
  5. 5% of the sum insured increases every year if no claims are made
  6. A range of optional coverage benefits are also available under the plan for customization and enhancing the scope of coverage
  7. Eligibility conditions of Liberty Individual Personal Accident Plan

    Entry age

    Adults – 18 years to 70 years

    Dependent children – 5 years to 25 years

    Policy tenure

    1 year to 3 years

    Sum insured

    INR 1 lakh to INR 1 crore

5. Liberty Secure Health Connect Policy

This is also an indemnity health insurance plan which pays the actual cost of hospitalisation and also offers other coverage benefits. The features of the policy are as follows –

  1. You get the facility to pay the premiums in instalments either half-yearly or quarterly
  2. No claim bonus of up to 30% is allowed for every claim-free year. You can increase the sum insured by up to 150% through the accumulation of the available no claim bonus
  3. No pre-entrance medical check-ups are required until 55 years of age
  4. The plan promises cashless claim response within 6 hours of intimation otherwise you would get a compensation of up to INR 1500
  5. The sum insured is reloaded in case it is exhausted on earlier claims within the same policy year
  6. There are four coverage variants under the plan – Secure Basic, Secure Elite, Secure Supreme and Secure Complete
  7. The available sum insured and coverage benefits increase with an increase in the plan variant
  8. A range of optional coverage benefits are available under the policy
  9. Eligibility conditions of Liberty Secure Health Connect Policy

    Entry age

    Adults – 18 years to 65 years

    Dependent children – 91 days to 25 years

    Policy tenure

    1 year to 3 years

    Maximum renewable age

    None, the plan is renewable lifelong

    Insured members

    Self, spouse, dependent children, parents, parents-in-law, siblings, daughter-in-law, son-in-law, grandchildren

    Pre-policy health check-ups

    Required if age is more than 55 years

    Sum insured

    INR 2 lakhs to INR 15 lakhs

6. Liberty Hospi-Cash Connect Policy

This is a fixed benefit health insurance plan offered by Liberty Insurance which pays a fixed amount of benefit daily if you are hospitalised for 24 hours or more. The features of the policy are as follows –

  1. The plan can be taken on an individual basis or on a family floater basis
  2. In case of accidental hospitalisation or ICU admission, the daily cash benefit is doubled
  3. If a tenure of 3 years is chosen, pre-existing illnesses would be covered from the fourth policy year itself
  4. No pre-entrance health check-ups are necessary to buy the plan
  5. Different types of premium discounts are allowed under the policy to bring down the premium rate
  6. Eligibility conditions of Liberty Hospi-Cash Connect Policy

    Entry age

    Adults – 18 years to 65 years

    Dependent children – 91 days to 18 years

    Policy tenure

    1 year to 3 years

    Maximum renewable age

    None, the plan is renewable lifelong

    Insured members

    Self, spouse, dependent children, parents and parents-in-law

    Pre-policy health check-ups

    No required

    Sum insured

    INR 2 lakhs to INR 10 lakhs

Commercial insurance

Commercial insurance plans are those which are offered to companies and businesses for covering the risks that they face. The different types of commercial insurance policies offered by Liberty Insurance are as follows –

  1. Liberty Group health insurance

    This is a health insurance policy which is offered to a group of individuals who are a part of a recognized group. Coverage is allowed on family floater basis too and sum insured of up to INR 10 lakhs can be taken under the plan.

  2. Liberty Liability insurance

    Liability insurance policies are those which cover the different types of financial liabilities which a business might face due to errors and negligence. Liberty Insurance offers different types of liability insurance plans which are as follows –

    1. Directors and officers liability insurance policy
    2. Public liability industrial insurance policy
    3. Public liability act
    4. Commercial general liability policy
    5. Public liability non-industrial insurance policy
  3. Liberty Marine insurance

    Marine insurance plans offered by Liberty Insurance cover goods which are being transported by businesses from one destination to another. The policy is also called marine cargo policy and there are two coverage options under the policy.

  4. Liberty Engineering insurance

    Engineering insurance plans cover risks suffered by engineering-related activities of the company. Different types of engineering insurance policies are offered by Liberty Insurance which is mentioned below –

    1. Erection all risk insurance policy
    2. Advance loss of profit insurance policy
    3. Machinery breakdown insurance policy
    4. Boiler pressure plant insurance policy
    5. Machinery Loss of profit insurance policy
    6. Contractor Plant and machinery insurance policy
    7. Contractor’s all-risk insurance policy
    8. Electronic equipment insurance policy
  5. Liberty Commercial property insurance

    Commercial property insurance policies cover commercial properties against risk of damage or destruction due to natural or man-made causes. Liberty Insurance offers three different types of commercial property insurance policies which are as follows –

    1. Standard fire special perils cover
    2. A fire loss of profit insurance policy
    3. Industrial risk insurance policy
  6. Miscellaneous insurance plans

    This category includes different types of insurance policies designed for different types of businesses. The policies which are included under this insurance category are as follows –

    1. All risks insurance policy
    2. Signage insurance policy
    3. Baggage insurance policy
    4. Fidelity guarantee insurance policy
    5. Burglary insurance policy
    6. Money insurance policy
    7. Plate glass insurance policy
  7. Liberty Employee benefit insurance

    Under this category, there are those insurance policies which are designed specifically for the benefit of employees working in an organisation. The different types of employee benefit insurance plans offered by Liberty Insurance are as follows –

    1. Workmen compensation insurance policy
    2. Employees compensation policy

How to buy Liberty Insurance plans?

If you want to buy any general insurance policy offered by Liberty Insurance, you can buy the policy in any of the following ways –

  1. By visiting the branch of Liberty Insurance

    Liberty Insurance has many branch offices in different parts of India. You can locate the company’s office in your area and visit the office to apply for any insurance policy offered by the company.

  2. By contacting Liberty Insurance agent

    Liberty Insurance has a wide network of insurance agents who sell the company’s plans to customers. You can find and get in touch with any agent of the company and buy the desired insurance policy with his/her help.

  3. Online

    Liberty Insurance policies are also available online. You can simply visit the company’s home page, choose the policy that you need to buy and buy the policy directly from the website. The process is simpler and quicker. You would just have to fill up an online application form and pay the premium online for applying for the policy. Once the application is done, the company would assess your application and issue the policy at the earliest.

You can also choose Turtlemint to buy Liberty Insurance plans online. Liberty insurance is tied-up with Turtlemint and Turtlemint offers the company’s policies online for customers. You can visit www.turtlemint.com and choose the type of coverage you need (car insurance, bike insurance or health insurance). Then provide your coverage details to work out the premium payable for the policy. Turtlemint is also tied-up with other leading general insurance companies and when you choose Turtlemint you also get to compare similar plans of different companies. You can, therefore, compare and choose the best policy. Just pay the premium online through Turtlemint and your policy would be issued at the earliest.

How to renew Liberty Insurance policies?

Renewal of Liberty Insurance plans can also be done through the branch of the company, through insurance agents or online. You have to provide your existing policy details, pay the renewal premium and the policy is renewed instantly, whichever renewal mode you choose. Alternatively, if you have bought your policy through Turtlemint, you can log into your online Turtlemint account, choose the policy that you need to renew, pay the renewal premium and your policy would be renewed in an instant.

Claim process of Liberty Insurance plans

The claim process of insurance policies offered by Liberty Insurance depends on the type of policy that you have bought. The claim process of the more popular motor and health insurance plans is discussed below –

1. Motor insurance claims

  1. When your vehicle is damaged, inform the insurance company immediately
  2. The company would guide you to take the damaged vehicle to the nearest networked garage for repairs
  3. Once the vehicle is at the garage, the company’s surveyor would visit the garage and inspect the damages suffered
  4. After inspection, a claim report would be prepared and filed with the insurance company
  5. The company would assess the report and approve the claim
  6. After approval is received, cashless repairs would begin
  7. The vehicle would be repaired and you can take its delivery. The repair costs would be paid by Liberty Insurance directly to the garage
  8. If you take your vehicle to a non-networked garage, however, you would have to pay the repair costs yourself. Once the vehicle is repaired, you can submit the claim form and the repair bills to the insurance company for reimbursement of the claim
  9. In case of the third party claims you should file an FIR with the police. The claim would, then, be taken to the motor accidents tribunal which would determine the liability that you face. Once the liability is determined, the insurance company would pay the compensation directly to the third party
  10. If your vehicle is stolen, you need to file a police FIR. The police would try and find the stolen vehicle. If they are unsuccessful, they would issue a non-traceable certificate which should be submitted to the insurance company along with the claim form. The company would then pay the claim

2. Health insurance claims

  1. If you want cashless treatments, seek treatments at a hospital networked with the insurance company
  2. For cashless treatments, obtain a pre-authorization form from the hospital, fill it up and submit it with Liberty Insurance
  3. The form should be submitted at least 3 to 4 days in advance if you are seeking a planned treatment. For emergency cases, the form needs to be submitted within 24 hours of your hospitalisation.
  4. Based on the pre-authorization form, Liberty Insurance would approve your cashless claim
  5. You can, then, avail treatments at the hospital and the bills would be settled by the insurance company directly
  6. If, however, you do not seek treatments at a networked hospital you should bear the medical bills yourself. Later, when you are discharged, you can fill up a claim form and submit it along with your medical bills. Based on the bills, the costs incurred would be reimbursed by Liberty Insurance.

Alternatively, if you have bought your Liberty Insurance policy from Turtlemint, your claims would be handled by Turtlemint itself. You just have to inform Turtlemint by calling 1800 266 0101 or by mailing your claim to claims@turtlemint.com. Thereafter, the company would follow the required steps to get your claims settled.

Premium payment modes for Liberty Insurance plans

Liberty Insurance allows you to pay your premiums in different ways. These ways include the following –

  1. Cash
  2. Cheque
  3. Demand draft
  4. Mobile wallets
  5. UPI platform
  6. NEFT, RTGS or IMPS
  7. Auto debit from your bank account
  8. Credit or debit cards

Contact details of Liberty Insurance

If you want to contact the company, here are the ways to do so –

  1. You can the company’s toll-free helpline number 1800 266 5844 between 8 am and 8 pm any day of the week
  2. You can send an email to the company at care@libertyinsurance.in
  3. You can write to the company at its address – Liberty General Insurance Limited, 10th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai- 400013

Why choose Liberty Insurance?

Liberty Insurance offers a wide range of products for retail customers as well as for corporate ones. The products offered by the company have a good scope of coverage and offer you the choice of customization too. Premiums are also competitive and there are different types of discounts too allowed by the company. The buying process is simple and the company also settles its claims efficiently. The reputation of the company is also good making it an ideal choice for your general insurance needs.

Review of Liberty Insurance

All the plans offered by Liberty Insurance aim to fulfil the different types of coverage requirements of customers. They, therefore, fulfil the coverage needs that individuals have. The company allows hassle-free claim settlement through its network of cashless garages and hospitals which keep the claim settlement ratio high. So, if you are looking for suitable general insurance products for your needs, you can choose Liberty Insurance plans and get good coverage at attractive premium rates.


FAQ’s

Health insurance plans offered by Liberty Insurance allow tax benefits. The premiums payable for such policies qualify for a deduction under Section 80D of the Income Tax Act. You can claim a deduction of up to INR 25,000 if you buy a policy for yourself and your family. The limit would increase to INR 50,000 if you are a senior citizen. Additionally, if you pay premiums for your parents, an additional INR 25,000 would be allowed as a deduction which would also increase to INR 50,000 if your parents are senior citizens. Thus, a maximum deduction of up to INR 1 lakh can be availed through Liberty health insurance policies.


Yes, porting is required under all general insurance policies offered by Liberty Insurance. If you have an existing policy of another insurance company you can port to a policy of Liberty Insurance easily. This porting is allowed free of cost.


The documents depend on the type of policy that you buy. For motor insurance policies you would have to submit your identity proof, address proof, driving license, RC book of the vehicle, etc. to buy the plan. For health insurance plans, identity proof, address proof, age proof, medical reports (for individuals aged more than 55 years), etc. would be required.