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ICICI Lombard Health Insurance Plans Overview

ICICI Lombard health insurance offers 2 health insurance plans. The sum insured ranges from Rs. 3 Lakh - 3 Cr. Details of the comprehensive coverage provided by the following 2 ICICI Lombard health insurance plans are listed below:

With ICICI Lombard General Insurance Company Limited, choosing an insurance policy is not just a matter of saving tax at the end of the financial year. It is also about finding a policy that actually works for you. Once selected, a single policy will provide a health cover that fits you and your family like a glove.The plan also covers Air Ambulance charges, ASI (NCB) is protected if claim is less then Rs 50000/year, Claim service Guarantee and unlimited free Tele-consultation and much more.

  • Restore Benefit - 100% of the base SI shall be made available even in case of partial utilization of SI for hospitalization due to any illness for same person.
  • Wellness Program: Earn wellness points through activities promoting health behavior like gymming, yoga, etc. You can redeem your earned wellness points against reimbursement of medical expenses like consultation charges, medicine and drugs, diagnostic expenses, dental expenses, wellness and preventive care and other miscellaneous charges that are not covered under any medical insurance.
  • Tele consultation: ICICI will arrange consultations and recommendations for routine health issues by a qualified Medical Practitioner or health care professional.
  • E-opinion (Second opinion).
  • Diet & Nutrition e-consultation.

Eligible Age

91 days - 65 years

Coverage

5 Lakh - 3 Cr

ICICI Lombard Health Shield Policy

Starting Premium- NA

With ICICI Lombard General Insurance Company Limited, choosing an insurance policy is not just a matter of saving tax at the end of the financial year. It is also about finding a policy that actually works for you. Once selected, a single policy will provide a health cover that fits you and your family like a glove.The plan also covers Air Ambulance charges, ASI (NCB) is protected if claim is less then Rs 50000/year, Claim service Guarantee and unlimited free Tele-consultation and much more.

  • Unlimited reset benefit: Reset upto 100% of the entire sum insured. Reset won't trigger on first claim and for same illness claimed by same person again.
  • Wellness Program: Earn wellness points through activities promoting health behavior like gymming, yoga, etc. You can redeem your earned wellness points against reimbursement of medical expenses like consultation charges, medicine and drugs, diagnostic expenses, dental expenses, wellness and preventive care and other miscellaneous charges that are not covered under any medical insurance.
  • Tele consultation: ICICI will arrange consultations and recommendations for routine health issues by a qualified Medical Practitioner or health care professional.
  • E-opinion (Second opinion).
  • Diet & Nutrition e-consultation.

Eligible Age

91 days onwards

Coverage

3 Lakh - 50 Lakh

ICICI Lombard Premium Calculator

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FAQs

Permanent partial disablement includes loss of one hand, loss of one foot, loss of sight in one eye, loss of hearing in one or both ears, loss of fingers and thumbs of hands and/or feet, loss of individual fingers or toes, etc.

Yes, ICICI Lombard health insurance plans allow coverage for senior citizens too. Both health insurance plans offered by the company, Complete Health Insurance and Health Booster, have no maximum entry age making them suitable for individuals of all ages.

You would need to submit your identity proof, age proof, residence proof and photographs with the application form to buy the policy.

Free health check-ups provided under ICICI Lombard health insurance plans are allowed only for adult members. Under both health insurance plans, free health check-ups are allowed for up to two insured members only.

Yes, your health card would be mandatory if you want to make a cashless claim. Health cards contain your policy details and unique identification number. They allow the hospitals to identify the insured members so that cashless treatments can be provided. So, if you are taking treatments at a networked hospital, carry your health card with you for claim purposes.
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