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IFFCO Tokio Own Damage Car Insurance Overview

There are types of IFFCO Tokio Own damage plans

  1. Coverage for own damage

IFFCO Tokio Car Insurance Plans provides coverage for own damage by protecting against losses due to

  1. Explosion, fire, self-ignition, etc
  2. Flood, earthquake, storm, tempest, hailstorm, landslide, rockslide, lightning, etc
  3. Theft, burglary, housebreaking, riot, terrorist activities, and damage in transit through railways, roadways, airways, waterways, elevator or lift.

IFFCO Tokio Claim Settlement Ratio




Industry Average

Car claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. IFFCO Tokio has a claim settlement ratio of 96%, as compared to the industry average of 94.67%.

IFFCO Tokio Premium Calculator

Use our IFFCO Tokio car insurance premium calculator to estimate IFFCO Tokio car insurance premium for your car within 30 seconds

Add-ons Available Under IFFCO Tokio Car Insurance Plans

Add-ons are additional coverage benefits which can be chosen voluntarily by paying an additional premium. Add-ons help increase the scope of coverage of the Car insurance policy. IFFCO Tokio Car insurance plans offer the following types of add-ons with the comprehensive policy:

Nil depreciation cover or zero depreciation cover protects the policyholder from depreciation cost of the vehicle.The depreciated value is deducted at the time of claim settlement and this cover protects the policyholder from any such deductions

No Claim bonus is the reward of driving safely and protecting the interest of the policyholder by giving them a discount on the premium for making zero claims.No Claim Bonus protection safeguards the interest of the policyholder when the rate of No Claim Bonus is high and a claim can nullify the discount rate. This saves you from losing the bonus discount.

This add-on cover protects the policyholder from the costs or expenses due to loss or damage to the engine. This cover compensates the repair cost of the engine

This cover helps the policyholder in getting the original invoice price of the car along with road tax, registration charges, etc in case of the total loss of the vehicle. This add on cover is very useful in an area where the chances of theft are high.

This helps the policyholder in case of sudden vehicle breakdown, flat tyre, etc. Roadside assistance helps the policyholder by providing them help refuelling, replacing a lost key, a towing facility for the nearest network garage, etc.

This add-on cover provides for compensation and paying the policyholder daily allowance for the time when the vehicle is in the workshop for repair and you need to hire another vehicle for the commute.

This cover pays for the expenses of replacing lost keys or lock.

This cover compensates for the cracked or broken windshield and this does not affect the No Claim Bonus as well.

This cover protects against the loss of personal belongings in case of theft or damage to the vehicle

This cover protects the policyholder from bearing the cost of nut-bolts, engine oils, brake oils, filters, etc.

This cover takes care of the ambulancecharges or medical charges in case of injury due to accident

Under this add-on cover, the policyholders family gets financial security in case of the death or disability of the policyholder

This cover compensates through lump sum amount to the co-passengers in case of death or disability

How To Raise A Claim Under IFFCO Tokio Own Damage Car Insurance

For claiming the insurance amount from IFFCO Tokio Car Insurance Plans one must follow the following steps

  1. Inform the IFFCO Tokio Car Insurance Plans about the incident immediately
  2. For cashless services, always choose the network garages to claim the settlement of the expenses incurred for repair from the insurance company
  3. In case of the vehicle being stolen, file an FIR and submit a copy of the same with the claim form
  4. Lodge a claim with relevant documents like policy document, driving license, vehicle registration, etc along with a duly signed claim form available on the website
  5. Provide the insurance company with original bills in case of not availing cashless services and settlement of claim and reimbursement. Submit receipts in case of cashless service and everything will be taken care of.

Documents Required For Claims

Documents required for filing an IFFCO Tokio Car Insurance Plans claim

  1. Policy document and number
  2. Vehicle number
  3. RC book
  4. Driving license
  5. The estimated value of the loss
  6. Date and time of the incident
  7. Contact details
  8. Location of the damage/loss/accident/theft
  9. Copy of the FIR
  10. Original receipts or bill of repair
  11. In case of theft, a letter from RTO

IFFCO Tokio Customer Care

Customer Care Number

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