SBI Comprehensive Car Insurance

This add-on cover provides you coverage for loss or theft of keys by compensating for the cost of repair or total replacement of the lock but within specified limits and when the replacement or repair was done in the authorized network garage of SBI insurance. The SBI Car Insurance will reimburse the replacement cost of up to INR 65,000 one time during the term of the policy subjected to the condition of co-share of 10% replacement cost or minimum INR 500.You can avail this given the following conditions:

• Deposit all the duplicate or spare keys to the insurance company, in case of theft or losing the keys
• Deposit keys if the vehicle lock has been broken for burglary
• Submit the copy of the FIR to confirm the date of the incident
• Replacement is allowed only once during the term of the policy

Under this add-on cover, the SBI Car Insurance compensates for the loss or damage to the personal belonging in the car, of the policyholder provided the following conditions

• In case of loss or damage to the personal belongings of the policyholder only
• Submission of copy of FIR to confirm the date of the incident
• It includes personal belongings like clothes, jewellery, laptop, mobile, tapes, etc. and excludes belongings like credit/debit cards, money, cheque, security papers, tickets, etc.
• The maximum amount under this add-on cover is INR 50,000 with subjected deductibles ranging between INR 500-5000

SBI Car Insurance allows daily allowance or daily cash to the policyholder when the insured vehicle is in repair under this add-on cover provided

• The insured vehicle is in repair for more than 3 days
• The policyholder gets the daily cash benefit for maximum 10 days when the vehicle is under repair for over 3 days
• The repair is carried out in the network garage of SBI insurance
• This cover is allowed only twice for own damage during the tenure of the policy.

SBI Car Insurance also provides additional and basic roadside assistance to help in towing the vehicle under certain circumstances. Towing assistance is provided for electrical and mechanical breakdown and cases like:

• Dead battery
• Flat tyre
• Running out of fuel
• Vehicle keys locked inside the car, etc.