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United India Claim Settlement Ratio

97.25%

United India

94.21%

Industry Average

Health claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. United India has a claim settlement ratio of 97.25%, as compared to the industry average of 94.21%.

United India Claim Process

United India supports both cashless claims and reimbursement claims. This section covers the information on how to check United India health insurance claim status, fill United India health insurance claim form, and the claim settlement process.

  1. Whenever a claim occurs, you should inform the insurance company or its TPA (Third Party Administrator) immediately of the claim. If you are undergoing a planned hospitalisation, you should give the intimation 3-4 days before being hospitalised. On the other hand, if the hospitalisation is an emergency case, inform the insurer or the TPA within 24 hours of your hospitalisation
  2. If you want to avail of a cashless settlement of your claim, submit a pre-authorisation claim form to the TPA upon hospitalisation
  3. There is another way to get a settlement of your health insurance claims and it is through Turtlemint. If you have bought your health insurance policy through Turtlemint you can inform the company and the company will take the necessary steps to get your claims settled.Turtlemint has a dedicated claims department that helps customers in the settlement of their claims.You can contact this department by calling 1800 266 0101 or by sending an email to claims@turtlemint.com. Once the department is informed, the team of experts would coordinate with United India and help you get your claims settled quickly

  1. You are taking treatment in a non-networked hospital and are opting for reimbursement claims, collect the claim form from the insurance company or its TPA
  2. The claim form should, then, be filled and submitted along with other relevant documents to the TPA. The documents should be submitted within 15 days of your discharge from the hospital
  3. There is another way to get a settlement of your health insurance claims and it is through Turtlemint. If you have bought your health insurance policy through Turtlemint you can inform the company and the company will take the necessary steps to get your claims settled. Turtlemint has a dedicated claims department that helps customers in the settlement of their claims. You can contact this department by calling 1800 266 0101 or by sending an email to claims@turtlemint.com. Once the department is informed,the team of experts would coordinate with United India and help you get your claims settled quickly.

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FAQs

United India is tied up with more than 7000 hospitals in India for cashless claim settlements. To check the list of networked hospitals, visit https://uiic.co.in/en/tpa-ppn-network-hospitals wherein you would be able to check the city-wise hospital network. Download the hospital list of your city and check which hospitals would allow you cashless coverage

Usually, online purchase of United India health insurance policies do not require you to submit any documents. However, you might be asked to provide your identity proof, age proof, photographs and address proof to buy the policy

If you do not renew your health insurance policy on time, the policy would lapse. When it lapses, the coverage would stop. Moreover, if you do not pay the premium even within the grace period, you would lose any renewal benefit which was available under the policy

Yes, online premium payment is allowed for buying or renewing United India health insurance plans. To pay online you can use your debit card, credit card, mobile wallet, net banking facility, UPI ID or any other digital payment mode and pay the premium.
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