UCO Bank is a Government-owned bank which was formed in the year 1943. Ever since its inception, the bank has been offering to arrange banking facilities to its customers. The bank caters to the needs of both retail and corporate customers by offering them facilities of deposits, loans, etc.
Aadhaar card is a unique identification card issued by the Government of India to every Indian citizen who enrols for the card. The card contains a 12-digit unique number which helps in identifying an individual. The card acts as a proof of identity and prevents individuals from holding fake accounts in their names. If you link your bank account with your Aadhaar card, you can do banking transactions easily and also get grants, subsidies, etc. credited to your account directly.
UCO Bank also allows its customers to link their bank accounts with their Aadhaar cards. The bank has various modes through which the customer can opt for UCO Bank Aadhaar link. These ways include both the online mode of linking Aadhaar card with a bank account and also the offline mode. Let’s see what these ways are and understand the process of UCO Bank Aadhaar link through each of these ways –
Ways to link UCO Bank account with Aadhaar card
With the advancement of internet, every kind of work can be done online from anywhere and at any time. UCO Bank also offers internet banking facilities to its customers. You can use this facility to carry out banking transactions and also to do UCO Bank Aadhaar link. The process of linking Aadhaar card with your bank account through internet banking facility is as follows –
UCO Bank also allows its customers who do not have internet access to link their UCO Bank accounts with their Aadhaar card through an SMS. SMS can be sent from a normal feature phone or Smartphone and Aadhaar linking would be done. To do UCO Bank Aadhaar link through SMS, you would have to send an SMS to the number 9231008888. The format of the SMS should be as follows –
UCOAADHAAR<12 DIGIT AADHAAR NO><14 DIGIT AC_NO>
‘AC_NO’ means your account number.
Once the SMS is sent you would get another SMS on the same number acknowledging your request for Aadhaar linking with your bank account. Then the bank would verify your Aadhaar number and account number and do the UCO Bank Aadhaar link. Once your Aadhaar number is linked with your bank account, you would get a confirmation message on the same number from which you sent the SMS for linking your bank account.
UCO Bank’s ATMs are also equipped to offer you the facility of linking your bank account with your Aadhaar card number. To link your bank account with Aadhaar number you should visit the ATM of the bank. The process of linking is mentioned below –
If you don’t have a user ID and password for internet banking, you can also link your Aadhaar card online with your UCO Bank account by generating an OTP. The process of UCO Bank Aadhaar link through OTP based e – KYC is as follows –
You can walk into the nearest branch of UCO Bank and do the UCO Bank Aadhaar link offline at the branch. The process is as follows –
With so many options of linking your bank account with Aadhaar, you can choose any suitable option and link your UCO Bank’s account with your Aadhaar number easily. So, do the UCO Bank Aadhaar link at the earliest using any preferred means.
If you have entered incorrect account details, your Aadhaar linking would not be processed by the bank. In such cases, you can re-submit the Aadhaar seeding form at the branch of the bank mentioning the correct account number and request for linking of your account with Aadhaar.
Yes, you can use your number to do UCO Bank Aadhaar link through SMS. However, you need to mention the account number and Aadhaar card number of your wife to link her account with Aadhaar.