In India, Aadhaar is a vital document to prove the identity of an individual and a unique identification number issued to the citizens of India by the central government. Aadhaar is administered and issued by UIDAI -Unique Identification Authority of India. Aadhaar is intended to add all the essential information in its record and authenticate the details of each resident Indian comprising their name, date of birth, address, contact number, photo and also their biometric particulars. Aadhaar card has now become one of the most vital government identity documents for any citizen of India. Let us understand in brief what is an aadhaar.
What is an Aadhaar?
Aadhaar Card is a unique 12- digit identification number that is issued to all Indian citizens regardless of their age and gender, based on their biometric data, like their fingerprints, eye scan, etc and their demographic statistics. Issued by the UIDAI, the Aadhaar Card is now one of the most important documents for proving the identity of any person. Furthermore, other than treating this card as a proof of identity, the card is also used as a proof of address of any individual. Also, the card may be used for various purposes like for availing government subsidies, opening of your bank account, for availing the government grants, for applying for a loan and a lot of other facilities. Amongst quite a few documents issued by the Government of India for varied purposes, popularity and demand for the Aadhaar Card stands strong and is increasing day by day.
Context and importance of UBI aadhaar link
Linking of bank accounts is a crucial initiative which has been taken by the Government of India. Although, there were several arguments for and against the notion, however, following this process of linking will definitely help in the long run is what the Indian Government stated. This initiative will support in eradicating all the false identities and will give precise data to use the service distribution system judiciously. All Government benefits will be credited through the bank accounts that are linked to your Aadhaar or your UID number Also, another logic behind implementing this practice is to combat money laundering, the biggest concern in today’s world. Aadhaar’s uniqueness will help the government to identify the money launderers and linking the bank accounts with aadhaar will help the government to catch them and take necessary actions against them.And, henceforth linking your bank account with your aadhaar is very important.
UBI Bank, one of the biggest government-owned banks of India, has introduced the necessary process of UBI aadhaar link, by which the UBI account holders will be able to link their accounts with their Aadhaar number.
What is the UBI aadhaar link process?
UBI aadhaar link is a method by which a person having a UBI Bank account, can link his or her account details to their Aadhaar Card. By doing the UBI aadhaar link, all the details for that person will be stored in a safe warehouse.
UBI Bank allows you with several ways to do a UBI aadhaar link. Here, we will take you through the UBI aadhaar link processes and understand the steps for each of these methods.
How to do United Bank of India aadhaar link?
UBI aadhaar link can be done in 7 different ways. Here are the below steps mentioned for your reference for each of these methods:
Step 1:Visit UBI’s official website -refer the above link
Step 2:Enter your 15-digit account number
Step 3: Re-enter your 15-digit account number
Step 4: Fill up your name
Step 4: Enter your 12-digit Aadhaar number
Step 5: Re-enter your 12-digit Aadhaar Number to confirm
Step 6: Fill up your name as per your aadhaar card
Step 7: Submit your contact details- your mobile number and your email address
Step 8: Click on the Submit key
Step 9: Your Aadhaar would be linked with your UBI Bank account
Step 1:Visit any nearest UBI Bank ATM
Step 2:Swipe your ATM/ Debit card and select your preferred language
Step 3: Enter your card PIN
Step 4: Select the option stating “Services”
Step 5: Click on another option of “Requests”
Step 6: Now, select the option of “Link Aadhaar”
Step 7: Enter your 12-digit Aadhaar Number
Step 8: Re-enter your 12-digit Aadhaar Number and confirm
Step 9: Your Aadhaar will be linked with your UBI account
Step 1log in to your U-mobile app with your login id and password
Step 2:Click on the option of “Other Services”
Step 3: Select the “Requests” option
Step 4: Click “Link Aadhaar with your account”
Step 5: Now, enter your Aadhaar number two times and click on the “Submit” button
Step 6: Submit your request
Step 7: Your Aadhaar will be linked with your bank account after proper authentication
Step 1:Visit your nearest UBI branch
Step 2:Fill in the linking form and write your account number and aadhaar number carefully
Step 3: Attach a self-attested copy of your Aadhaar
Step 4: Submit the form with your original Aadhaar card to the bank officer
Step 5: Your aadhaar will be verified and then your request will be accepted
Step 6: Your aadhaar number will be linked with your UBI account successfully within 4-5 business days
Step 1: Type the message in the below format
UID>space>15-digit UBI account number>space>12-digit Aadhaar>
Step 2: Send the SMS to 09223008486
Step 3: You will receive a confirmation message upon successful linking of your Aadhaar with your bank account after 4-5 working days
Documents needed to do UBI aadhaar link
You would need the following things to do UBI aadhaar link:
Fee for UBI aadhaar link
You need not pay anything for doing a UBI aadhaar link.
Important points to remember under UBI aadhaar link
UBI Bank customers who wish to link their Aadhaar to their bank account must keep a few things in mind before the process of linking. Check the below points to remember while doing a UBI aadhaar link
Pros and Cons of UBI aadhaar link
There are many advantages which you may get when you do a UBI aadhaar link and they are as follows:
Every system, however big or small, cannot be faultless. In spite of the banking system being enormously safe and protected, there is some lacuna which will be there and some disadvantages will be associated with it. Let us see some of those as below:
So, now that you know how to do United Bank of India aadhaar link, it would not be difficult for you to follow the process and to do the needful. Do not worry about the security aspect as all banking transactions are secured and safe. But do follow the banks and other official guidelines diligently and enjoy the benefits.
You can visit the home branch of United Bank of India with your photo identity proof. Or you may also update your cell number from the option “Profile and Password” in ‘United Online’ which is UBI’s e-Banking facility.
United Online is the net banking facility offered by UBI which is safe and secured. You can have online with real-time access from anywhere and anyplace for availing various services provided by United Bank of India under an entirely protected environment.
All e-Banking users can avail the below-mentioned SMS Banking services.
You need to visit the branch for doing the same.