Every individual is required to have an authentic identity proof for them to be identified as an Indian Citizen. Aadhaar Card is one of those documents Issued by the Government of India. Aadhaar number is issued to the residents of India after fulfilling the authentication process laid down by the concerned Authority. Any individual, regardless of age and gender, and is an Indian resident, may voluntarily enrol to get an Aadhaar number. An individual needs to enrol for an Aadhaar only once and after removing the duplicates only one unique number will be generated, as the uniqueness is accomplished by way of de-duplication of demographic and biometric information.
What is an Aadhaar Card?
Aadhaar is a 12-digit random number issued by the UIDAI Authority to the citizens of India. An Individual, eager to enrol for aadhaar, needs to provide his or her minimal demographic and biometric information at the time of enrolment and is free of cost. Aadhaar identity policy comes with its inherent features of uniqueness, verification, financial information and e-KYC.
Background and importance of ICICI aadhaar link
The government of India has proposed linking of all bank accounts with aadhaar. This step will support cleaning out all the duplications as well as fakes and will provide accurate data to allow the application of various direct benefit programs. Usage of Aadhaar lessens the cost of recognizing persons and offers augmented transparency to the Indian government in executing of various schemes. Since Aadhaar is a strategic plan for communal and financial inclusion, public sector delivery restructurings, handling finances, etc, by linking bank accounts with aadhaar, will increase ease and encourage hassle-free people-oriented administration, especially for the deprived andpoor segments of the society. All Government benefits will now be credited through the bank accounts that are linked to your Aadhaar or your UID number. And, hence linking your bank account with your aadhaar is a very important task.
And it is in this line of thought, ICICI Bank, a leading private sector bank in India, has introduced a smooth process of ICICI aadhaar link, by which the ICICI account holders will be able to link their accounts with their Aadhaar number.
What is the ICICI aadhaar link process?
ICICI aadhaar link is a method by which any person having an ICICI Bank account, can link his or her account details to their Aadhaar Card. By doing the ICICI aadhaar link, all the details for that person will be stored in the government’s warehouse.
ICICI Bank provides you with several ways to do an ICICI aadhaar link. Here, we will take you through the ICICI aadhaar link processes and understand the steps under each of the procedures.
How to link aadhaar with the ICICI bank account?
ICICI aadhaar link can be done in 7 different ways. Here are the below steps mentioned for your reference for each of these methods:
Step 1: Visit ICICI Bank’s official website and go to https://www.icicibank.com/nri-banking/update-kyc.page. This page talks about various options of updating and doing re-KYC
Step 2: You can simply log in to internet banking and follow the below path
Internet Banking > Customer Service > Service Requests > Bank Accounts > Request for updation of Re-KYC
Step 3: Or You can also visit any ICICI branch to submit the re-KYC form along with other supporting documents including your aadhaar
Step 4: Or You can directly send the re-KYC form and documents to the below address and do the needful
ICICI Bank Towers
NRICPC, 6th floor, A-Wing, Autumn Estate,
Opp. MHADA, Near Chandivali Studio;
Andheri-East, Mumbai – 400 072, India.
Step 1:Visit ICICI Bank’s official website https://www.icicibank.com/
Step 2:Login using your Internet Banking user ID and password
Step 3: The next step is to select your account number from the menu as shown
Step 4: Enter your 12-digit Aadhaar number
Step 5: You need to enter again your 12-digit Aadhaar Number to confirm
Step 6: Fill your mobile number and your e-mail id
Step 7: Give your consent
Step 8: Click on the Submit key
Step 9: Your Aadhaar would be linked with your ICICI Bank account
Step 1:Visit any nearest ICICI Bank
Step 2:Swipe your debit card and select your preferred language
Step 3: Next, enter your debit card PIN
Step 4: Select the option stating “More options”
Step 5: Now, you need to select “Aadhaar Updation” from the menu
Step 6: Enter your 12-digit Aadhaar number
Step 7: You need to enter again your 12-digit Aadhaar Number to confirm
Step 8: Click on Submit
Step 9: Your Aadhaar will be linked with your ICICI Bank account
Step 1: Log in to your iMobile app with your Internet Banking ID and Password or the 4-digit PIN
Step 2:Click on the “Services” option
Step 3: Next is, select “Instabanking Services”
Step 4: You then need to select the option of “Update Aadhaar”
Step 5: Enter your 12-digit Aadhaar number
Step 6: Submit your request
Step 7: Your Aadhaar will be linked with your bank account
Step 8: You will also get a message confirming upon successful Aadhaar linking
Step 1: Dial the Customer Care Number 1860 120 7777
Step 2:Choose your preferred language
Step 3: Select 1 for Banking Accounts
Step 4: Enter your 12-digits account number or your 16-digits debit card number
Step 5: Then, you need to enter your ATM PIN
Step 6: After you hear the Aadhaar message, select 1 to update your Aadhaar
Step 7: Enter your 12-digit Aadhaar number and confirm
Step 8: Your Aadhaar will be linked with your bank account
Step 1:Visit your nearest ICICI Bank branch
Step 2:Go to the helpdesk and ask for the “Stay Connected” form
Step 3: Fill in the necessary details in the form, like your bank account number, customer ID, etc.
Step 4: Mention your 12-digit Aadhaar number in point E
Step 5: Do not forget to attach a self-attested copy of your Aadhaar
Step 6: Next, submit the form along with your original Aadhaar card to the bank officer
Step 7: The officer will give you a receipt and your original Aadhaar after proper authentication
Step 8: Your Aadhaar number will be linked with your ICICI bank account successfully
Step 1: Type the message in the below format
Aadhar<space>12-digit Aadhaar number last 6 digits of ICICI Bank Savings account number
Step 2: You need to send the SMS to 9215676766
Step 3: You will receive a confirmation message upon successful linking of your Aadhaar with your bank account
Documents needed to do ICICI aadhaar link
You would need the following things to do ICICI aadhaar link:
Fee for ICICI aadhaar link
You need not pay anything for doing an ICICI aadhaar link.
Important points to remember under ICICI aadhaar link
ICICI Bank customers who wish to link their Aadhaar to their bank account must keep a few things in mind before the process of linking. Check the below points to remember while doing an ICICI aadhaar link
Pros and Cons of ICICI aadhaar link
There are certain advantages which you may get when you do an ICICI aadhaar link and they are as follows:
No system is flawless or perfect. If anyone manages to get into any database, he can do a severe impact on the daily life of an individual. Although the banking system is extremely secured, but there are some disadvantages associated with it and it is always good to be ready for the unanticipatedincidents. Let us see some of those as below:
So, now that you knowhow to link aadhaar with ICICI bank account, it would not be difficult for you to follow the process and to do the needful. Do not worry and follow the bank’s guidelines and enjoy the benefits.
You can visit the UIDAI official website www.uidai.gov.in. You can select “Check Aadhaar & Bank Account Link Status” on the homepage and enter your Aadhaar number and security code. Then, enter the OTP and click on ‘Login’. You will be able to see the status.
You may visit the branch for assistance or contact the customer care to go ahead with the same.
If your Aadhaar is linked to your ICICI bank savings account, your ICICI credit card will be linked to your aadhaar automatically. However, if such is not the case, then you need to link you aadhaar with your account first through any of the above-mentioned procedures.