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THESE MATERIALS ARE NOT DIRECTED AT OR INTENDED TO BE ACCESSED BY PERSONS LOCATED OUTSIDE INDIA. THESE MATERIALS ARE BEING MADE AVAILABLE ON THIS WEBSITE TO COMPLY WITH SECURITIES AND EXCHANGE BOARD OF INDIA (ISSUE OF CAPITAL AND DISCLOSURE REQUIREMENTS) REGULATIONS, 2018, AS AMENDED (THE "SEBI ICDR REGULATIONS").

The following disclaimer applies to the Updated Draft Red Herring Prospectus-I of Turtlemint Fintech Solutions Limited (formerly known as Turtlemint Fintech Solutions Private Limited, prior to which it was known as Fintech Blue Solutions Private Limited) (the "Company") dated January 28, 2026 (the "UDRHP-I") filed with the Securities and Exchange Board of India (the "SEBI"), BSE Limited (the "BSE") and National Stock Exchange of India Limited (the "NSE", and together with BSE, the "Stock Exchanges") and hosted on this website in connection with the initial public offering of equity shares of face value ₹1 each of the Company ("Equity Shares" and such initial public offering as the "Offer").

The UDRHP-I has been made available on this website in electronic form solely to comply with Regulation 59C of the SEBI ICDR Regulations as amended. You are advised to read this disclaimer carefully before reading, accessing or making any other use of the UDRHP-I. By accessing the UDRHP-I, you agree to follow and be bound by the following terms and conditions, including any modifications to them from time to time. You should read the UDRHP-I and seek professional advice before taking any action.

The UDRHP-I is directed at, and is intended for distribution to, and use by, residents of India only. The information in this portion of our website, including the UDRHP-I, is not intended for, and may not be accessed in or by, or distributed or transmitted in, into or to, directly or indirectly, the United States of America (including its territories and possessions), any state of the United States and the District of Columbia (the "United States") or any other jurisdiction where it is unlawful to do so. All persons residing outside of the United States who wish to access the UDRHP-I contained on the following page of this website should first ensure that they are not subject to local laws or regulations that prohibit or restrict their right to access this website or require registration or approval for any acquisition of securities by them. No part of the contents of the UDRHP-I shall be copied or duplicated in any form by any means or redistributed. The UDRHP-I does not amount to, or is intended to be, a prospectus or an offer document, in terms of the Companies Act, 2013, and the SEBI ICDR Regulations, and nothing in the UDRHP-I constitutes an offer or an invitation by or on behalf of either the Company or any of the members of the syndicate to subscribe for or purchase any of the securities described therein. The information contained in the UDRHP-I may not be updated since its original publication date and may not reflect the latest updates, if any.

The UDRHP-I does not constitute an offer to sell or an invitation to subscribe to the securities offered in any jurisdiction to any person to whom it is unlawful to make an offer or invitation in such jurisdiction and is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where (a) distribution or use of such information would be contrary to law or regulation; or (b) the Company or any of its affiliates would by virtue of such distribution become subject to new or additional registration, licensing or other regulatory requirements. The securities offered in the Offer have not been and will not be registered under the U.S. Securities Act of 1933 (the "U.S. Securities Act") and may not be offered or sold within the United States except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the U.S. Securities Act and applicable U.S. state securities laws. Accordingly, the securities are only being offered and sold (i) within the United States to "qualified institutional buyers" (as defined in Rule 144A under the U.S. Securities Act and referred to in the UDRHP-I as "U.S. QIBs", for the avoidance of doubt, the term U.S. QIBs does not refer to a category of institutional investor defined under applicable Indian regulations and referred to in the UDRHP-I as "QIBs") in transactions exempt from or not subject to the registration requirements of the U.S. Securities Act; and (ii) outside the United States in offshore transactions as defined in and compliance with Regulation S under the U.S. Securities Act and the applicable laws of the jurisdiction where those offers and sales occur.

Any person into whose possession the UDRHP-I comes is required to inform himself or herself about and to observe any such restrictions. The Company, and ICICI Securities Limited, Jefferies India Private Limited, JM Financial Limited and Motilal Oswal Investment Advisors Limited (collectively, the "Book Running Lead Managers") and their respective affiliates, directors, officers, agents, representatives, advisers and employees do not accept any liability whatsoever, direct or indirect, that may arise from the use of the information contained on this website. The information in the UDRHP-I is as of the date thereof and neither the Company, the Book Running Lead Managers nor their respective affiliates, directors, officers, agents, representatives, advisers or employees are under any obligation to update or revise the UDRHP-I to reflect circumstances arising after the date thereof. You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently, neither the Company, the Book Running Lead Managers nor any of their respective affiliates, directors, officers, agents, representatives, advisers or employees accepts any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of the UDRHP-I in electronic format.

Any potential investor should note that investment in equity shares involves a high degree of risk and for details relating to such risks, see the section titled "Risk Factors" in the red herring prospectus which will be available when filed with the Registrar of Companies, Maharashtra at Mumbai (the "RoC") and SEBI in the future. Any decision on whether to invest in the equity shares described in the UDRHP-I may only be made after a red herring prospectus has been filed with the RoC and must be made solely on the basis of the red herring prospectus proposed to be filed with the RoC. Potential investors should not rely on the UDRHP-I filed with SEBI and the Stock Exchanges.

You are accessing this website at your own risk and it is your responsibility to take precautions to ensure that it is free from viruses. Neither the Company, the Book Running Lead Managers nor their respective affiliates, directors, officers, agents, representatives, advisers or employees will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or disruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, any loss to any person or entity caused by any shortcoming, defect or inaccuracy which may have inadvertently or otherwise crept into the website, or by the use of this website or the UDRHP-I. Neither the Company nor any of its affiliates or their respective directors, officers and employees will be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this website.

Failure to comply with this disclaimer may result in a violation of the applicable laws of India and other jurisdictions. Any other information contained in, or that can be accessed via our website does not constitute a part of the UDRHP-I.

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The documentation contained in these pages is posted solely to comply with Indian legal and regulatory requirements. Making the information contained herein available in electronic format does not constitute an offer to sell, the solicitation of an offer to buy, or a recommendation to buy or sell securities of the Company in any jurisdiction, including without limitation, India.

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