Bharti AXA Life Insurance is a joint venture between Bharti Enterprises and AXA Group. AXA Group is a France based insurance company which offers insurance, investment and financial services globally while Bharti Enterprises is a leading Indian conglomerate. While AXA Group has a 49% stake in the company, Bharti Enterprises has a 51% stake. Bharti AXA Life Insurance is a reputed life insurance company in the insurance market. It offers a range of life insurance plans ranging from term insurance to savings plans and retirement plans.

Why choose Bharti AXA Life Insurance?

Bharti AXA offers a range of benefits to its customers and has various advantages for its policyholders. Here are five reasons why you should choose Bharti AXA –

  1. The company has sold more than 10.5 lakh policies which shows that the company enjoys the trust of its customers
  2. The company’s claim settlement ratio for the financial year 2018-19 stood at 97.28%
  3. There are more than 238 offices of the company across India making it easier for you to access the company’s products
  4. The plans offered by the company have attractive and comprehensive coverage benefits and are priced on the lower side
  5. The company also won the ASSOCHAM Award in March 2019 in recognition of excellence in the field of insurance

Life insurance plans offered by Bharti AXA

Protection Plans

Protection plans are the most important types of life insurance plans as they protect you and your family from financial stress in case of a contingency. Term insurance plans are offered as protection plans which help in replacing the income lost by the family if the breadwinner dies prematurely. The plans have very low premiums which allow you to opt for high coverage levels. These high coverage levels ensure that the family is financially protected in your absence.

Protection plans offered by Bharti AXA Life Insurance

1. Bharti AXA Life Flexi Term Plan

This is a flexible term insurance plan which offers you a range of coverage and benefit options to choose from. The features of the plan are as follows –

  1. There is an optional critical illness cover which you can choose with your plan. This cover comes in three variants with different coverage benefits
  2. If you choose the critical illness cover, premiums would be waived if a claim under the cover is paid
  3. You can choose to receive the death benefit in three ways – in a lump sum, in monthly instalments or in a combination of both
  4. Coverage can be availed to 85 years of age
  5. There is another rider under the plan which pays an additional sum assured in case of accidental death
  6. Eligibility conditions of Bharti AXA Life Flexi Term Plan

    Entry age

    18 years to 65 years

    Sum assured

    INR 10 lakhs onwards

    Term of the plan

    10 years to 25 years or up to 85 years of age

    Premium

    Depends on the sum assured, plan option, term and age

2. Bharti AXA Life Premier Protect Plan

This is a term insurance plan which lets you enhance the coverage at important events in your life. The features are as follows –

  1. You can avail the death benefit in a lump sum, in monthly instalments for 10 years or partly in a lump sum and partly in monthly instalments for 5 years
  2. You can enhance the coverage level when you get married, when you buy a house or when you have a baby
  3. There are three additional riders under the plan which helps in enhancing the coverage offered
  4. Premiums can be paid in a lump sum at once, for a limited time or for the entire policy duration
  5. Eligibility conditions of Bharti AXA Life Premier Protect Plan

    Entry age

    18 years to 65 years

    Sum assured

    INR 25 lakhs onwards

    Term of the plan

    10 years to 35 years

    Premium

    Depends on the sum assured, plan option, term and age

3. Bharti AXA Life POS Saral Jeevan Bima Yojana Plan

This is a simple life insurance plan which can be bought online without any medical check-ups. The benefits and features of the plan are as follows –

  1. The policy has an inbuilt accidental benefit rider which pays double the sum assured in case of accidental death
  2. The policy can be bought online with a simple process
  3. Eligibility conditions of Bharti AXA Life POS Saral Jeevan Bima Yojana Plan

    Entry age

    18 years to 55 years

    Sum assured

    INR 50,000 onwards

    Term of the plan

    10 years to 25 years

    Premium

    Depends on the sum assured, term and age

4. Bharti AXA Life Income Protection Plan

This term insurance plan gives you dual benefits. One, you can choose the payment of the death benefit. Two, you get a maturity benefit when the plan matures. Let’s understand the features of the plan in detail –

  1. You get up to 120% of the premiums paid as maturity benefit
  2. The death benefit is paid as annual instalments. You can choose to avail the instalments over 15 years or 20 years
  3. Term rider is also available under the plan which pays a double sum assured in case of death during the policy tenure
  4. Eligibility conditions of Bharti AXA Life Income Protection Plan

    Entry age

    18 years to 58 years

    Sum assured

    INR 5 lakhs onwards

    Term of the plan

    12 years to 20 years

    Premium

    Minimum – INR 2730

    Maximum – Depends on the sum assured, term and age

5. Bharti AXA Life Secure Confident Plan

This is a pure term insurance plan which offers the following features –

  1. The plan allows affordable coverage and allows you to choose the higher sum assured levels
  2. A lump-sum death benefit is paid in case of premature death
  3. Eligibility conditions of Bharti AXA Life Secure Confident Plan

    Entry age

    18 years to 55 years

    Sum assured

    INR 5 lakhs onwards

    Term of the plan

    5 years to 25 years

    Premium

    Minimum – INR 1500

    Maximum – Depends on the sum assured, term and age

6. Bharti AXA Life Elite Secure Plan

This is a long term protection plan which offers the following benefits to you –

  1. Coverage can be availed till you are 75 years of age
  2. The premiums are affordable allowing you to choose higher levels of coverage
  3. Eligibility conditions of Bharti AXA Life Elite Secure Plan

    Entry age

    18 years to 75 years – entry age

    Sum assured

    INR 25 lakhs onwards

    Term of the plan

    10 years to 25 years

    Premium

    Depends on the sum assured, term and age

Savings plans

Savings plans are traditional life insurance plans which help you save for your future financial goals along with enjoying insurance coverage. You can invest in these plans to create a good corpus through investments. These plans offer either a death benefit or a maturity benefit allowing you to be financially secure too.

Savings plans offered by Bharti AXA Life Insurance

1. Bharti AXA Life Shining Stars Plan

This is a flexible endowment assurance plan wherein you can choose the policy term and premium paying terms. Premiums are payable for a limited tenure only but coverage is available for longer. The features of the plan are as follows –

  1. This is a child insurance plan which has an inbuilt premium waiver benefit. The benefit waives the premium on the parent’s death but the plan continues
  2. The maturity benefit can be received in two ways. One is the flexi pay-out option wherein the maturity benefit can be received in lump sum anytime within 4 years after maturity. The other is the annual pay-out option wherein the maturity benefit is paid as annual incomes over five years after maturity
  3. The maturity benefit is promised even if the parent dies during the policy tenure
  4. Three optional riders are available with the plan if you want to increase the scope of coverage
  5. Eligibility conditions of Bharti AXA Life Shining Stars Plan

    Entry age

    18 years to 60 years

    Sum assured

    INR 50,000 onwards

    Term of the plan

    12 years to 20 years

    Premium

    Minimum – INR 2112

    Maximum – Depends on the sum assured, term and age

2. Bharti AXA Life Elite Advantage Plan

This is an endowment plan which pays a combination of annual incomes and lump sum benefit on the maturity of the plan. Other features of the plan are as follows –

  1. Guaranteed annual payouts are paid after the end of the tenure for up to 10 years on maturity of the plan
  2. After the pay-outs are completed, the sum assured is paid in a lump sum as the maturity benefit
  3. The pay-outs range from 8.5% to 9.5% of the sum assured that you choose
  4. There are four optional riders under the plan which you can choose for added protection
  5. Eligibility conditions of Bharti AXA Life Elite Advantage Plan

    Entry age

    6 years to 65 years

    Sum assured

    Depends on the premium paid

    Term of the plan

    10 years and 12 years

    Premium

    Minimum – INR 12,000/year

    Maximum – no limit

3. Bharti AXA Life Super Series Plan

This is an endowment plan which pays a series of incomes during the policy tenure. The features include the following –

  1. Premiums are paid for a limited period only
  2. After the premium payment term is over, you get guaranteed annual pay-outs till the end of the policy tenure
  3. On maturity, you get a lump sum benefit
  4. In case of death, you get the full death benefit irrespective of the pay-outs already received
  5. Eligibility conditions of Bharti AXA Life Super Series Plan

    Entry age

    0 years to 63 years

    Sum assured

    Depends on the premium paid

    Term of the plan

    12 years and 20 years

    Premium

    Minimum – INR 15,000

    Maximum – no limit

4. Bharti AXA Life Super Endowment Plan

This endowment plan allows you to extend your coverage beyond the policy tenure. It also has the following features –

  1. Guaranteed additions are added to the policy from the 11th policy year @ 10% of the sum assured
  2. The accumulated guaranteed additions are paid as money back benefit in the second last policy year
  3. On maturity, the sum assured is paid
  4. You can extend the coverage by half of the chosen policy term after the policy matures
  5. In case of choosing the extended coverage option, double the death benefit is paid under the policy
  6. Eligibility conditions of Bharti AXA Life Super Endowment Plan

    Entry age

    91 days to 60 years

    Sum assured

    INR 50,000 onwards

    Term of the plan

    16 years, 18 years or 20 years

    Premium

    Minimum – INR 3004

    Maximum – no limit

5. Bharti AXA Life Monthly Income Plan +

This is a limited premium endowment plan which promises monthly incomes over the policy tenure. The features are as follows –

  1. Monthly incomes are payable from the end of the premium paying term till maturity
  2. The plan accrues bonuses during the policy tenure if the company earns a profit
  3. On the death of the insured, the monthly incomes are paid to the nominee for up to 15 years depending on the policy tenure
  4. You get premium discounts if you choose higher monthly incomes
  5. Eligibility conditions of Bharti AXA Life Monthly Income Plan +

    Entry age

    0 years to 65 years

    Sum assured

    INR 1.35 lakhs onwards

    Term of the plan

    15 years, 20 years or 30 years

    Premium

    Depends on the sum assured, age and monthly income selected

6. Bharti AXA Life Dhan Varsha Plan

This is a money back insurance plan which also earns bonuses. The features of the plan are as follows –

  1. Premiums are payable only for a limited duration
  2. Bonuses are payable from the end of the 7th policy year
  3. Money-back benefits are payable from the 11th policy year till the second last policy year
  4. Four additional riders are also available under the plan
  5. Eligibility conditions of Bharti AXA Life Dhan Varsha Plan

    Entry age

    0 years to 65 years

    Sum assured

    INR 1.35 lakhs onwards

    Term of the plan

    15 years, 20 years or 30 years

    Premium

    Depends on the sum assured, age and monthly income selected

7. Bharti AXA Life Samriddhi Plan

This is a participating endowment plan which has the following benefits –

  1. You can pay premiums regularly or for a limited tenure
  2. Bonuses help in increasing the corpus
  3. Four optional riders are available for a comprehensive scope of cover
  4. Eligibility conditions for Bharti AXA Life Samriddhi Plan

    Entry age

    0 years to 55 years

    Sum assured

    Depends on the premium paid

    Term of the plan

    10 years to 35 years

    Premium

    Minimum – INR 3000/year

    Maximum – no limit

8. Bharti AXA Life Monthly Advantage Plan

This is a participating money back plan which has the following features –

  1. Limited premiums are payable for the plan
  2. After the premium payment term is over, guaranteed monthly incomes are paid every month until maturity
  3. The plan has an inbuilt disability benefit rider. In case of death or disability, the plan’s benefit would be paid monthly instalments providing an income for your family. These instalments are payable for up to 12 years depending on the term selected
  4. Bonuses help in enhancing the benefit amount
  5. Eligibility conditions of Bharti AXA Life Monthly Advantage Plan

    Entry age

    91 days to 65 years

    Sum assured

    INR 50,000 onwards

    Term of the plan

    12, 16 or 24 years

    Premium

    Minimum – INR 3700/year

    Maximum – no limit

9. Bharti AXA Life Secure Income Plan

This is a limited premium money back plan which pays guaranteed incomes. The features of the plan are as follows –

  1. Premiums are payable for a limited time. After the premium payment term is over, guaranteed monthly incomes are paid till maturity
  2. Guaranteed additions are also paid annually after the premium payment term
  3. The death benefit is unaffected by the monthly incomes already received
  4. Eligibility conditions of Bharti AXA Life Monthly Advantage Plan

    Entry age

    0 years to 65 years

    Sum assured

    Depends on the premium paid

    Term of the plan

    15, 17 or 20 years

    Premium

    Minimum – INR 20,000/year

    Maximum – no limit

10. Bharti AXA Life Guaranteed Income Plan

This is also a money-back plan which pays increasing monthly incomes during the policy tenure. The salient features of the plan are as follows –

  1. Premiums are payable for a limited tenure after which increasing annual money back benefits are paid till maturity
  2. The money-back instalments are equal to the annual premium and they increase every year by 10%
  3. Up to 265% of the annual premium is paid on maturity
  4. The plan also offers four optional riders for customisation
  5. Eligibility conditions for Bharti AXA Life Guaranteed Income Plan

    Entry age

    91 days to 55 years

    Sum assured

    INR 25,000 onwards

    Term of the plan

    15 years to 29 years

    Premium

    Minimum – INR 3375/year

    Maximum – no limit

11. Bharti AXA Life Assure Benefit Plan

The plan is a participating endowment plan which offers bonuses as well as guaranteed additions. The salient features of the plan include the following –

  1. 3% of the sum assured is added as guaranteed additions every year throughout the policy tenure
  2. You also earn bonuses if the company makes a profit in a financial year
  3. On maturity, a guaranteed maturity addition is also added to the corpus
  4. Eligibility conditions for Bharti AXA Life Assure Benefit Plan

    Entry age

    91 days to 66 years

    Sum assured

    INR 50,000 onwards

    Term of the plan

    14 years to 24 years

    Premium

    Minimum – INR 6032/year

    Maximum – no limit

12. Bharti AXA Life eAjeevan Sampatti+ Plan

This is an endowment policy which allows you coverage until 85 or 100 years of age. The features of the plan include the following –

  1. Annual pay-outs are paid from the end of the 10th policy year till maturity
  2. Bonuses help in enhancing the corpus
  3. Two optional riders are also available for enhancing the coverage
  4. Eligibility conditions of Bharti AXA Life eAjeevan Sampatti+ Plan

    Entry age

    91 days to 60 years

    Sum assured

    INR 50,000 onwards

    Term of the plan

    100 or 85 – entry age

    Premium

    Depends on the sum assured, coverage tenure and age

13. Bharti AXA Life Smart Jeevan Plan

This is a short-term endowment plan which offers the following benefits –

  1. Life insurance coverage is available for 12 years
  2. On maturity, the premiums paid are refunded back
  3. Eligibility conditions for Bharti AXA Life Smart Jeevan Plan

    Entry age

    18 years to 50 years

    Sum assured

    Minimum – INR 50,000

    Maximum – INR 5 lakhs

    Term of the plan

    12 years

    Premium

    Depends on the sum assured and age

14. Bharti AXA Life POS Saral Bachat Yojana Plan

This is an endowment assurance plan with the following features –

  1. There is an inbuilt accident benefit rider which pays the double sum assured in case of accidental death
  2. A guaranteed benefit is paid when the plan matures
  3. Premiums are payable only for a limited period
  4. Eligibility conditions of Bharti AXA Life POS Saral Bachat Yojana Plan

    Entry age

    3 years to 55 years

    Sum assured

    Minimum – INR 15,602

    Maximum – INR 10 lakhs

    Term of the plan

    10 years or 15 years

    Premium

    Minimum – INR 2500/year

    Maximum – INR 90,909/year

15. Bharti AXA Life Child Advantage Plan

This is a child plan which promises to create a financial corpus for your child’s financial needs. The benefits of the plan are as follows –

  1. The maturity benefit can be taken in a lump sum or in money back option
  2. Under the lump sum option, 125% of the sum assured is paid on maturity
  3. In case of money back option, survival benefits are paid in the last five years of the policy
  4. The inbuilt premium waiver benefit ensures that the plan continues even when the parent dies
  5. Eligibility conditions of Bharti AXA Life Child Advantage Plan

    Entry age

    18 years to 55 years

    Sum assured

    Minimum – INR 25,000

    Maximum – no limit

    Term of the plan

    11 years to 21 years

    Premium

    Depends on the sum assured, plan option, term and age

16. Bharti AXA Life Secure Savings Plan

This is a simple endowment plan which also offers guaranteed additions on the premiums that you pay. The features of the plan are as follows –

  1. 10% of the cumulative premiums paid are added to the plan corpus as guaranteed additions
  2. The accumulated guaranteed additions and sum assured are paid on maturity or death
  3. The option of three riders help you customise the plan as per your coverage needs
  4. Eligibility conditions of Bharti AXA Life Secure Savings Plan

    Entry age

    0 years to 55 years

    Sum assured

    Depends on the premium paid

    Term of the plan

    15 years or 20 years

    Premium

    Minimum – INR 12,000/year

    Maximum – no limit

17. Bharti AXA Life Aajeevan Sampatti + Plan

This is a whole life endowment plan which has the following benefits –

  1. You can choose to avail coverage till 85 or 100 years of age
  2. Up to 6% of the sum assured is paid as annual incomes from the end of the 10th policy year till death or maturity
  3. Bonuses are also added from the 6th policy year
  4. Eligibility conditions of Bharti AXA Life Aajeevan Sampatti + Plan

    Entry age

    91 days to 60 years

    Sum assured

    Minimum – INR 50,000

    Maximum – no limit

    Term of the plan

    Up to 85 or 100 years of age

    Premium

    Depends on the sum assured, term and age

18. Bharti AXA Life Flexi Save Plan

This is a flexible endowment plan which has the following benefits –

  1. The plan earns bonuses from the first policy year
  2. Premiums are payable for a limited period
  3. The plan allows a flexible benefit period after a specified time. During this period, you can prepone the maturity benefit and receive a full amount
  4. There are three additional riders also available with the plan
  5. Eligibility conditions of Bharti AXA Life Flexi Save Plan

    Entry age

    0 years to 65 years

    Sum assured

    Depends on the premium paid

    Term of the plan

    20, 25 or 30 years

    Premium

    Minimum – INR 15,000/year

    Maximum – no limit

19. Bharti AXA Life Invest One Plan

This is a single premium endowment plan with the following features –

  1. Up to 9% of the single premium is allowed as guaranteed additions which are added every year
  2. You can choose from two policy tenure options
  3. Eligibility conditions of Bharti AXA Life Invest One Plan

    Entry age

    8 years to 55 years

    Sum assured

    Depends on the premium paid

    Term of the plan

    5 years or 10 years

    Premium

    Minimum – INR 5000

    Maximum – no limit

20. Bharti AXA Life Serv Suraksha Plan

This is also a single premium policy which can be easily bought. Other features of the plan include the following –

  1. On death, 25 times the single premium is paid as a death benefit
  2. On maturity, 110% of the single premium is paid
  3. Eligibility conditions of Bharti AXA Life Serv Suraksha Plan

    Entry age

    18 years to 50 years

    Sum assured

    Depends on the premium paid

    Term of the plan

    5 years

    Premium

    INR 100, INR 500 or INR 1000

Investment plans

Investment plans are market-oriented unit-linked plans which give you returns depending on the performance of the market. These plans invest your premiums in the capital market for growth. They also offer flexible benefits like switching, top-up, partial withdrawals, etc. Moreover, with investment, unit-linked plans also have an insurance cover which pays a lump sum benefit in case of your death during the policy tenure.

Investment plans offered by Bharti AXA Life Insurance Company

1. Bharti AXA Life eFuture Invest Plan

This is an online unit linked plan which offers the following benefits –

  1. You can pay a single premium or limited premiums to buy the plan
  2. The policy charges are very low thereby giving you maximum returns on your investments
  3. A settlement option is allowed to receive the maturity benefit in five equal instalments after the term of the plan is over
  4. Eligibility conditions of Bharti AXA Life eFuture Invest Plan

    Entry age

    18 years to 60 years

    Sum assured

    Up to 10 times the premium paid

    Term of the plan

    10 years

    Premium

    Minimum – INR 18,000/year

    Maximum – INR 8 crores

2. Bharti AXA Life Grow Wealth Plan

This is a unit-linked plan which allows both market-linked growth as well as loyalty additions for an enhanced fund value. Salient features of the plan are as follows –

  1. There are seven types of investment funds to suit your risk appetite
  2. Loyalty additions are added every year from the 6th policy year till maturity or death
  3. Policy administration charges are levied only for the first five years
  4. Eligibility conditions of Bharti AXA Life Grow Wealth Plan

    Entry age

    91 days to 64 years

    Sum assured

    Up to 10 times the premium paid

    Term of the plan

    5 years to 20 years

    Premium

    Minimum – INR 26,000

    Maximum – no limit

3. Bharti AXA Life Future Invest Plan

This is a unit-linked plan with flexible premium payment options. The features are as follows –

  1. Premiums can be paid at once or for a limited period of 5 years
  2. No premium allocation charge is applicable to the invested premium
  3. Eligibility conditions of Bharti AXA Life Future Invest Plan

    Entry age

    18 years to 59 years

    Sum assured

    Up to 10 times the premium paid

    Term of the plan

    10 years

    Premium

    Minimum – INR 18,000/year

    Maximum – no limit

Health plans

Health plans are those which cover specified illnesses and pay a lump sum if you suffer from the covered illness. This benefit then helps you meet the medical costs incurred on your treatments or the financial loss that you face due to the illness.

Health insurance plans offered by Bharti AXA Life Insurance

1. Bharti AXA Life Triple Health Insurance Plan

This is a critical illness plan which offers the following benefits –

  1. 13 critical illnesses are covered by the plan under three different groups
  2. You can make a claim thrice during the policy period for illnesses in each group
  3. After the first claim, the premiums are waived but the plan continues
  4. 100% of the sum insured is paid for each of the three claims that you make during the policy period
  5. Eligibility conditions of Bharti AXA Life Triple Health Insurance Plan

    Entry age

    18 years to 65 years

    Sum assured

    Minimum – INR 2 lakhs

    Maximum – INR 30 lakhs

    Term of the plan

    15 years

    Premium

    Depends on age and sum insured

Group insurance plans

Group insurance plans are those which cover the members of a recognized group under a single policy. The premium is also collected in one lump sum and the sum insured is either fixed differs for each covered member.

Group insurance plans offered by Bharti AXA Life Insurance

Bharti AXA Life Insurance offers the following types of group insurance plans –

  1. Bharti AXA Life Group Term Insurance Plan
  2. Bharti AXA Life Group Loan Protect Plan
  3. Bharti AXA Life Group Suraksha Plan
  4. Bharti AXA Life Jan Suraksha Plan
  5. Bharti AXA Life Loan Secure Plan
  6. Bharti AXA Life Pradhan Mantri Jeevan Jyoti Bima Yojana Plan
  7. Bharti AXA Life Smart Bima Plan
  8. Bharti AXA Life Unit Linked Employee Benefits Plan

How to buy Bharti AXA insurance policies?

You can buy life insurance policies offered by Bharti AXA online or offline. Offline policies are sold from the branches of the company or by Bharti AXA life insurance agents. Online plans, on the other hand, are easily bought as they are sold directly from the website of the insurance company. You can simply visit the website of Bharti AXA Life Insurance, select the plan that you want to buy, fill up an online application form, pay the premiums online and the policy would be bought.

Alternatively, you can also choose Turtlemint to purchase the best Bharti AXA life insurance policy. Turtlemint is an online marketplace which allows you to buy the best insurance policies online. You can also get personalised assistance at the time of buying the policy for any query that you have. To buy, you can follow the below-mentioned steps –

  • Visit www.turtlemint.com/life-insurance
  • Choose the need for which you want an insurance plan
  • Provide your personal details to check the available plans and their rates. These details include your age, gender, marital status, smoking habit, investment horizon, investment amount that you are comfortable to pay, sum assured, etc.
  • Once the details are entered you can also provide your name and contact details to save your quote for a later time
  • Then you would be able to see the available list of plans which meet your needs
  • You can compare the available plans and choose the one which offers the best benefits
  • Once the plan is selected, fill up an online application form and pay the premiums to buy the policy directly without any hassles

How to renew Bharti AXA life insurance plans?

Renewal of Bharti AXA insurance policies can also be done online. You can renew the policy by paying the renewal premium online through the company’s website. Alternatively, if you have bought the policy from Turtlemint, you can log into your account and pay the renewal premium from Turtlemint’s platform. Once the premium is paid, the policy would be renewed.

How to make a claim under Bharti AXA life insurance plans?

Claims under Bharti AXA’s life insurance policies can occur on maturity or on the death of the insured. The claim process is as follows –

Maturity claims

If the policy is maturing, you would have to submit a claim discharge form and the insurance company would pay the maturity claim once the term comes to an end. 

The documents required for a maturity claim are as follows –

  1. Claim discharge form
  2. Policy bond in original
  3. Identity proof of the policyholder
  4. Bank details of the policyholder so that the claim amount can be directly credited to the bank account

Death claims

In case of death of the insured, the insurance company should be informed of the death immediately after it occurs. To inform the insurance company you can do any of the following –

  1. Register the claim online
  2. Visit the nearest Bharti AXA branch office and register the claim there
  3. Call the company’s toll-free number 1800 102 4444 to register the claim
  4. Email the company at claims@bharti-axalife.com

Once the company is informed, its claim department would verify the claim. You would have to submit a set of documents based on which the claim would be assessed. The assessment is usually completed within 5 days of submission of the documents after which the company settles the claim. In case of any investigation, the company takes a claim decision within 4 months of claim intimation.

The documents required for a death claim are as follows –

  1. Claim form
  2. Policy bond in original
  3. Self-attested death certificate which was issued by a municipal authority
  4. Identity and residence proof of the nominee
  5. Cancelled cheque and bank passbook of the nominee for direct payment of claim into the bank account
  6. In case of accidental deaths, police FIR and post mortem report would also be required in addition to the above-mentioned documents
  7. In case of non-accidental deaths, copy of the medico-legal cause of death, all medical reports, a certificate issued by the treating doctor, a certificate from the employer and a certificate from the family’s physician would also be required in addition to the above-mentioned documents

You can even get your life insurance claims settled through Turtlemint. Turtlemint extends claim assistance facilities to its customers who can inform the company through a phone call at 1800 266 0101 or an email at claims@turtlemint.com. Once the company is informed, it takes the necessary steps to ensure that your claims are settled at the earliest. You don’t have to coordinate with the insurance company for your claims as Turtlemint’s claim team do it for you.


FAQ’s

Yes, the status of your claim can be checked online on the company’s website. You can visit https://online.bharti-axalife.com/OnlineClaims/Claim/ClaimSearch, enter in your policy information and the claim status would be displayed. If you have made your claim through Turtlemint, you can call the company’s helpline number 1800 266 0101 to check the status of your claim.


To buy a life insurance policy from Bharti AXA you would have to submit your identity proof, age proof, address proof, photographs and income proof. You would also have to fill up a proposal form and submit the form with these documents to buy the policy.


The premiums for Bharti AXA’s life insurance plans can be paid through cash, demand drafts, cheques, NEFT, RTGS, debit cards, credit cards, UPI platform, mobile wallets or any other digital means.


Yes, NRIs are allowed to buy life insurance plans in India. However, the premiums would have to be paid in Indian currency and the plan benefits would also be paid in Indian currency.